See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES INC EIN 35-0781558 NONE | Float revenue; Contract Administrator; Direct payment from the plan; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $3.2M |
| PORTER WRIGHT MORRIS AND ARTHUR EIN 31-4373657 NONE | Legal; Direct payment from the plan Service code 29 | — | $159K |
| BEACON HEALTH EIN 54-1414194 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $152K |
| DELOITTE EIN 13-3891517 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $70K |
| NORTHERN TRUST COMPANY EIN 36-1561860 TRUSTEE | Direct payment from the plan; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Investment management Service code 21 | — | $27K |
| LEGACY PROFESSIONALS EIN 32-0043599 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $16K |
| LCG ASSOCIATES INC EIN 75-1680350 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| CONNECTICUT GENERAL LIFE INSURANCE EIN 06-0303370 NONE | Direct payment from the plan; Other services; Float revenue; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Participant communication Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,418 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 23 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 483 | $8.9M |
| Life insurance(3 contracts, 3 carriers) | MINNESOTA LIFE INSURANCE COMPANY - BASIC | 13,134 | $6.9M |
| Prescription drug | HEALTH NEW ENGLAND, INC. | 161 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.