| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INGENIORX, INC.5 | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $130K | $130K | 40.62% |
| ANTHEM INSURANCE COMPANIES, INC.5 Filed as: ANTHEM INSURANCE COMPANIES | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $125K | $125K | 39.01% |
| INGENIORX, INC.5 | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | -$41K | -$41K | -12.97% |
| WALKERHUGHES GROUP, LLC3 Filed as: WALKERHUGHES INSURANCE | 120 NORTH LEBANON STREET LEBANON, IN 46052 | GUARDIAN | — | $12K | $12K | 17.72% |
| MARK METTILLE3 | 107 CANDELIGHT LANE MORRIS, IL 60450 | GUARDIAN | — | $2K | $2K | 2.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES | 163 | $319K |
| Dental | ANTHEM INSURANCE COMPANIES | 163 | $319K |
| Vision | ANTHEM INSURANCE COMPANIES | 163 | $319K |
| Life insurance | GUARDIAN | 190 | $69K |
| Short-term disability | GUARDIAN | 190 | $69K |
| Long-term disability | GUARDIAN | 190 | $69K |
| Prescription drug | ANTHEM INSURANCE COMPANIES | 163 | $319K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES | 163 | $319K |
| Other | GUARDIAN | 190 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.