| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. Filed as: ANTHEM INSURANCE COMPANIES | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $160K | $160K | 52.14% |
| INGENIORX, INC. | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | $97K | $97K | 31.55% |
| INGENIORX, INC. | 220 VIRGINIA AVENUE INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | — | -$53K | -$53K | -17.29% |
| WALKERHUGHES GROUP, LLC Filed as: WALKERHUGHES INSURANCE GROUP, LLC | 6510 NORTH SHADELAND AVENUE INDIANAPOLIS, IN 46220 | GUARDIAN LIFE INSURANCE | $16K | — | $16K | 17.78% |
| MARK METTILLE | 107 CANDELIGHT LANE MORRIS, IL 60450 | GUARDIAN LIFE INSURANCE | $4K | — | $4K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 238 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES | 208 | $306K |
| Dental(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES | 238 | $396K |
| Vision | ANTHEM INSURANCE COMPANIES | 208 | $306K |
| Life insurance | GUARDIAN LIFE INSURANCE | 238 | $90K |
| Long-term disability | GUARDIAN LIFE INSURANCE | 238 | $90K |
| Prescription drug | ANTHEM INSURANCE COMPANIES | 208 | $306K |
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES | 208 | $306K |
| Other | GUARDIAN LIFE INSURANCE | 238 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.