| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | ANTHEM INSURANCE COMPANIES, INC. | $31K | — | $31K | 6.03% |
| INDIANA CHAMBER INSURANCE AGENCY3 | 115 WEST WASHINGTON STREET SUITE 850S INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES, INC. | $275 | — | $275 | 0.05% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $810 | $3K | 5.69% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $510 | $7K | 20.63% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $355 | $4K | 17.62% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $262 | $2K | 11.37% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $798 | $101 | $899 | 13.41% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43603 | VISION SERVICE PLAN | $331 | — | $331 | 5.77% |
| VBA3 | 68 NORTH HIGHT STREET BUILDING B, SUITE 201 NEW ALBANY, OH 43054 | TRANSAMERICA LIFE INSURANCE COMPANY | $472 | — | $472 | 9.39% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY, INC. | 6300 BRIDGEPOINT PARKWAY BUILDING 3 #500 AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $383 | — | $383 | 7.62% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $403 | — | $403 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 70 | $524K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 89 | $44K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 93 | $10K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 263 | $38K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 108 | $18K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 263 | $25K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 105 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 263 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.