| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY FORT WAYNE, IN 46804 | ANTHEM INSURANCE COMPANIES, INC. | $17K | $160 | $17K | 3.79% |
| INDIANA CHAMBER INSURANCE AGENCY3 | 115 WEST WASHINGTON STREET SUITE 850S INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES, INC. | $527 | — | $527 | 0.12% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $1K | $3K | 6.61% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $1K | $8K | 23.02% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $631 | $4K | 20.10% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $593 | $3K | 11.95% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43603 | VISION SERVICE PLAN | $740 | — | $740 | 5.88% |
| HYLANT GROUP INC3 | 301 PENNSYLVANIA PARKWAY SUITE 201 INDIANAPOLIS, IN 462801396 | VISION SERVICE PLAN | $81 | — | $81 | 0.64% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $769 | $168 | $937 | 15.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 101 | $460K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 78 | $44K |
| Vision | VISION SERVICE PLAN | 101 | $13K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $41K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 104 | $22K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 216 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.