| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HANNER FINANCIAL SERVICES INC3 | 4020 25TH ST SUITE A COLUMBUS, IN 472033161 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $24 | $5K | 5.52% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES LLC | 16805 W. CLEVELAND AVE NEW BERLIN, WI 53151 | ANTHEM LIFE INSURANCE COMPANY | $2K | — | $2K | 7.62% |
| ACRISURE LLC3 | 16805 W. CLEVELAND AVE NEW BERLIN, WI 53151 | ANTHEM LIFE INSURANCE COMPANY | $107 | — | $107 | 0.45% |
| DALE E WASHBURN3 | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $488 | $13 | $501 | 3.08% |
| LANA L WILHITE LLC3 Filed as: LANA L. WILHITE LLC | 3046 S. DELEWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | $11 | $85 | 0.52% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | $11 | $52 | 0.32% |
| AMY J ARMSTRONG LLC3 Filed as: AMY ARMSTRONG LLC | 10169 FALCON RIDGE DRIVE INDEPENDENCE, KY 41051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.17% |
| JULIE M BAYER3 | 5557 TWIN LAKES CT CINCINNATI, OH 45247 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.15% |
| LESLIE MAXWELL3 | 1111 SPRINGRIDGE COURT MILFORD, OH 45150 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.11% |
| ROBERT ANTHONY MARTIN3 Filed as: ROBERT MARTIN | 1225 NORTHWEST 21ST STREET STUART, FL 34994 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.04% |
| GAYE ANN HOLLOMAN3 | P.O. BOX 243 JOPLIN, MO 64802 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| DEBORAH L MCCURTER3 Filed as: DEBORAH MCCURTER | 3046 S. DELEWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| WILLIAM NEAL SCHUMAKER3 | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| BRYAN SCOTT HARP3 | 26 REGIMENT COURT WILDER, KY 41076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 412 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 412 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $94K |
| Life insurance(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 412 | $134K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 19 | $16K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 19 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 412 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.