No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RED BRICK EIN 20-5250594 TPA | Claims processing Service code 12 | — | $1.3M |
| TOWERS WATSON EIN 23-1159360 ACTUARY | Actuarial Service code 11 | — | $739K |
| ALLIED PRINTING EIN 38-1413441 PRINTER | Copying and duplicating Service code 36 | — | $484K |
| FINDLEY DAVIES COMMUNICATION CONSULTANT | Consulting (general) Service code 16 | — | $420K |
| WAGE WORKS EIN 94-3351864 TPA | Claims processing Service code 12 | — | $56K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE | Trustee (directed) Service code 25 | — | $18K |
| AETNA EIN 06-6033492 TPA | Claims processing Service code 12 | — | $14K |
| EGT PRINTING EIN 38-3838094 PRINTER | Copying and duplicating Service code 36 | — | $10K |
| CONNECTICARE TPA | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149,943 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 149,943 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 7 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,115 | $33.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.