Insurance carrier

FIRSTCAROLINACARE INSURANCE COMPANY

Total premium: $11.9M
Filings: 9
Sponsors: 9
Covered lives: 2,869
Market share: 0.00%

health: 7drug: 5

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed266.7%
Fully insured133.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health758.3%
Prescription drug541.7%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NC	3	$8.0M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of FIRSTCAROLINACARE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where FIRSTCAROLINACARE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
PINEHURST, LLC PINEHURST, LLC COMPREHENSIVE HEALTH AND WELFARE PLAN	NC	$7.2M	923	mixed	CUSTOM BENEFIT PROGRAMS INC
SANFORD CONTRACTORS, INC. SANFORD CONTRACTORS, INC. SCI CORP. HEALTH BENEFIT PLAN	NC	$832K	624	mixed	ENTERPRISE RISK MANAGEENT
ROOF ABOVE, INC. PLAN 503 ROOF ABOVE, INC. EAP PLAN	NC	$3K	191	fully insured	—

State

Plans

Premium

State share

Index

$8.0M

0.1%

47.73x

Sponsor

Loc

Premium

Covered

Funding

Broker

PINEHURST, LLC

PINEHURST, LLC COMPREHENSIVE HEALTH AND WELFARE PLAN

$7.2M

923

mixed

CUSTOM BENEFIT PROGRAMS INC

SANFORD CONTRACTORS, INC.

SANFORD CONTRACTORS, INC. SCI CORP. HEALTH BENEFIT PLAN

$832K

624

mixed

ENTERPRISE RISK MANAGEENT

ROOF ABOVE, INC.

PLAN 503 ROOF ABOVE, INC. EAP PLAN

$3K

191

fully insured

—