| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | ANTHEM INSURANCE COMPANIES, INC. | $28K | $344 | $28K | 4.18% |
| LINDA L. MERRITT3 Filed as: LINDA MERRITTE | 1031 EAST 199TH STREET WESTFIELD, IN 46074 | AFLAC | $3K | $164 | $4K | 6.60% |
| BRYAN W HARPER3 Filed as: BRYAN HARPER | 921 YELLOW PINE COURT INDIANAPOLIS, IN 46074 | AFLAC | $3K | $0 | $3K | 5.17% |
| RITA J ABRAM3 Filed as: RITA ABRAM | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $2K | $64 | $2K | 2.96% |
| ROBERT BURGETT3 | 1701 WEST 18TH STREET, SUITE A INDIANAPOLIS, IN 46202 | AFLAC | $1K | $64 | $1K | 2.61% |
| MJ INSURANCE3 Filed as: ERIC DEANE AND VARIOUS AGENTS | 7732 BOLERO DRIVE CAMBY, IN 46113 | AFLAC | $1K | $0 | $1K | 1.86% |
| PATRICIA E. REES3 Filed as: PATRICIA REES | 1268 WEST 100 NORTH FRANKLIN, IN 46131 | AFLAC | $747 | $110 | $857 | 1.59% |
| ANNETTA RICHARDS3 | 1183 WYNDHAM WAY GREENWOOD, IN 46142 | AFLAC | $794 | $0 | $794 | 1.47% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. | 6714 POINTE INVERNESS WAY SUITE 100 FORT WAYNE, IN 46804 | ANTHEM LIFE INSURANCE COMPANY | $2K | $109 | $2K | 13.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 149 | $669K |
| Dental | ANTHEM INSURANCE COMPANIES, INC. | 149 | $669K |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 149 | $669K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 72 | $15K |
| Short-term disability | AFLAC | 51 | $54K |
| Prescription drug | ANTHEM INSURANCE COMPANIES, INC. | 149 | $669K |
| Other(2 contracts, 2 carriers) | AFLAC | 72 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.