| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH AND BENEFITS, INC. | 8445 KEYSTONE CROSSING BOULEVARD INDIANAPOLIS, IN 46240 | STANDARD INSURANCE COMPANY | $86K | $0 | $86K | 20.00% |
| STEELE INSURANCE3 Filed as: STEELE INS. & FIN. SERVICES, INC. | 9020 CRAWFORDSVILLE ROAD INDIANAPOLIS, IN 46234 | STANDARD INSURANCE COMPANY | $0 | $14K | $14K | 3.27% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFITS ADMIN, INC. | PO BOX 1313 ORLANDO, FL 32802 | STANDARD INSURANCE COMPANY | $0 | $998 | $998 | 0.23% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH AND BENEFITS, INC. | 8445 KEYSTONE CROSSING BOULEVARD INDIANAPOLIS, IN 46240 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $27K | $0 | $27K | 20.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS | 1800 HAYDEN ROAD, SUITE 405 SCOTTSDALE, AZ 85255 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $7K | $7K | 5.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 1800 HAYDEN ROAD, SUITE 405 SCOTTSDALE, AZ 85255 | QBE INSURANCE | $7K | $3K | $10K | 15.00% |
| CONNER HEALTH AND BENEFITS INC.3 Filed as: CONNER HEALTH AND BENEFITS, INC. | 8445 KEYSTONE CROSSING BOULEVARD INDIANAPOLIS, IN 46240 | VISION SERVICE PLAN | $3K | $0 | $3K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 613 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 613 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PARAMOUNT DENTAL | 962 | $265K |
| Vision | VISION SERVICE PLAN | 467 | $68K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,042 | $562K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,042 | $562K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 1,042 | $562K |
| Other(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 1,042 | $631K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,042 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.