Welfare broker

STEELE INSURANCE

Mailing address (most recent filing)

1105 CORPORATE DRIVE

STE B

GREENVILLE, NC 27858

Total comp: $430K
Commissions: $279K
Fees: $150K
Filings: 19
Sponsors: 19

Carrier mix

Where STEELE INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$155K	33.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$668K	33.3%
BLUE CROSS OF CALIFORNIA	1	$3.1M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$155K	0.0%	15.84x
IN	1	$668K	0.0%	10.54x
AL	1	$3.1M	0.1%	35.77x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEELE INSURANCE's plans by broker comp / premium ratio. Median 12.38% vs welfare-wide median 6.35% (n=3).

Prospect-flag exposure · vs market baseline

Share of STEELE INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where STEELE INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DRAPER, INC. DRAPER, INC. GROUP HEALTH PLAN	IN	$668K	$133K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
DAIKYONISHIKAWA USA, INC. DAIKYONISHIKWA USA, INC. EMPLOYEE BENEFIT WELFARE PLAN	AL	$3.1M	$93K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
KINETIC PHYSICAL THERAPY AND WELLNESS, INC. KINETIC PHYSICAL THERAPY & WELLNESS ANCILLARY BENEFIT PLAN	NC	$155K	$19K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$155K

33.3%

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$668K

33.3%

BLUE CROSS OF CALIFORNIA

$3.1M

33.3%

State

Plans

Premium

State share

Index

$155K

0.0%

15.84x

$668K

0.0%

10.54x

$3.1M

0.1%

35.77x

Sponsor

Loc

Premium

Comp

Carrier

DRAPER, INC.

DRAPER, INC. GROUP HEALTH PLAN

$668K

$133K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

DAIKYONISHIKAWA USA, INC.

DAIKYONISHIKWA USA, INC. EMPLOYEE BENEFIT WELFARE PLAN

$3.1M

$93K

BLUE CROSS AND BLUE SHIELD OF ALABAMA

KINETIC PHYSICAL THERAPY AND WELLNESS, INC.

KINETIC PHYSICAL THERAPY & WELLNESS ANCILLARY BENEFIT PLAN

$155K

$19K

PRINCIPAL LIFE INSURANCE COMPANY