| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 10401 N MERIDIAN STREET SUITE #200 INDIANAPOLIS, IN 46290 | ANTHEM INSURANCE COMPANIES, INC | $33K | — | $33K | 2.35% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 10401 N MERIDIAN ST. STE 200 INDIANAPOLIS, IN 46290 | PHYSICIANS HEALTH PLAN OF NORTHERN INDIANA INC. | $27K | — | $27K | 2.16% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | PRINCIPAL LIFE INSURANCE COMPANY | $21K | $2K | $24K | 10.15% |
| JANICE GARRINGER3 | 1910 ST JOE CENTER ROAD SUITE 250 FORT WAYNE, IN 46825 | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 1.50% |
| JOSEPH HARMEYER3 | 7650 RIVERS EDGE DRIVE COLUMBUS, OH 43235 | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 1.50% |
| HOUSE ACCOUNT3 | 1300 S CLINTON STREET FORT WAYNE, IN 46802 | LINCOLN FINANCIAL GROUP | $2K | — | $2K | 4.62% |
| JANICE GARRINGER3 | 1910 ST JOE CENTER ROAD SUITE 250 FORT WAYNE, IN 46825 | LINCOLN FINANCIAL GROUP | $262 | — | $262 | 1.50% |
| JOSEPH HARMEYER3 | 7650 RIVERS EDGE DRIVE COLUMBUS, OH 43235 | LINCOLN FINANCIAL GROUP | $262 | — | $262 | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC | 305 | $2.7M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 264 | $236K |
| Vision(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC | 305 | $2.7M |
| Life insurance(4 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 264 | $358K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 264 | $236K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 264 | $236K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 305 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.