| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY, STE 100 FORT WAYNE, IN 46804 | ANTHEM INSURANCE COMPANIES, INC | $53K | $0 | $53K | 2.93% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 43604 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $5K | $17K | 11.93% |
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY STE 100 FORT WAYNE, IN 46804 | PRINCIPAL LIFE INSURANCE COMPANY | -$690 | $0 | -$690 | -0.47% |
| EUGENE BLACKMON3 | 5702 EVARD ROAD FORT WAYNE, IN 468350000 | AFLAC | $4K | $12 | $4K | 3.99% |
| DONALD E SPRINGER3 Filed as: DONALD E. SPRINGER | 220 INSURANCE DR SUITE A FORT WAYNE, IN 46845 | AFLAC | $1K | $12 | $1K | 1.36% |
| TONY STANSKI3 Filed as: TONY S STANSKI | 4001 HIGHWOOD DR. FORT WAYNE, IN 46815 | AFLAC | $1K | $0 | $1K | 1.21% |
| NICHOLAS E VIGIL3 Filed as: NICHOLAS SHIPE | 11037 BROADWAY, STE C CROWN POINT, IN 46307 | AFLAC | $648 | $6 | $654 | 0.72% |
| SUE E. JOHNSON3 Filed as: SUE E JOHNSON | PO BOX 155 WOLF LAKE, IN 46796 | AFLAC | $573 | $0 | $573 | 0.63% |
| DAVID R KREMER3 | 2150 ASSOCIATION DR STE. 150 OKEMOS, MI 48864 | AFLAC | $479 | $8 | $487 | 0.54% |
| MICHELLE L SEXTON3 | 220 INSURANCE DR. STE. A FORT WAYNE, IN 46825 | AFLAC | $461 | $8 | $469 | 0.52% |
| JEFFREY S HINES3 | 6225 SUGAR TREE PL FORT WAYNE, IN 46835 | AFLAC | $440 | $5 | $445 | 0.49% |
| IMELDA YOUNGBERG3 | 5176 BELLA COLLIMA ST OCEANSIDE, CA 92056 | AFLAC | $445 | $0 | $445 | 0.49% |
| JUSTIN E FINTON3 Filed as: JUSTIN E. FINTON | 220 INSURANCE DR. SUITE A FORT WAYNE, IN 46825 | AFLAC | $336 | $2 | $338 | 0.37% |
| JERRY W MACHAMER3 | 1405 CURDES AVENUE FORT WAYNE, IN 46805 | AFLAC | $191 | $0 | $191 | 0.21% |
| CHARLES L GRAY3 | 1026 WESTGATE PL LOUISVILLE, KY 40207 | AFLAC | $168 | $0 | $168 | 0.19% |
| HAROLD/HUGHES INSURANCE3 | 3775 NORTH US 52 LEBANON, IN 46052 | AFLAC | $153 | $0 | $153 | 0.17% |
| JEREMY JAY JOHNSON3 Filed as: JEREMY J. JOHNSON | 7263 BRAXTON DRIVE NOBLESVILLE, IN 46062 | AFLAC | $115 | $0 | $115 | 0.13% |
| DOUGLAS FOX3 | 735 S GARFIELD AVE SUITE 203 TRAVERSE CITY, MI 49686 | AFLAC | $46 | $0 | $46 | 0.05% |
| JONATHAN DAVID BESWARICK3 Filed as: JONATHAN BESWARICK | 220 INSURANCE DR FORT WAYNE, IN 46825 | AFLAC | $46 | $0 | $46 | 0.05% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN GLAUB | 54369 30TH ST SOUTH BEND, IN 46635 | AFLAC | $42 | $0 | $42 | 0.05% |
| KEITH MAURICE CASTILLO3 | 15813 NORTH 110TH AVE SUN CITY, AZ 85351 | AFLAC | $40 | $0 | $40 | 0.04% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $37 | $0 | $37 | 0.04% |
| MARSHA HUGHES3 | 3775 N STATE ROAD 52 LEBANON, IN 46052 | AFLAC | $35 | $0 | $35 | 0.04% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS RD HENDERSON, NV 89052 | AFLAC | $33 | $0 | $33 | 0.04% |
| CARL MCKELLAR3 | 5530 CROSSPOND SAN ANTONIO, TX 78249 | AFLAC | $22 | $0 | $22 | 0.02% |
| JOHN H. THOMPSON3 | 4602 NEWAYGO RD FORT WAYNE, IN 46808 | AFLAC | $22 | $0 | $22 | 0.02% |
| BRADLEY K HARRISON3 Filed as: BRADLEY K. HARRISON | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $19 | $0 | $19 | 0.02% |
| VITO DOMINIC PALUMBO3 | 17214 AMSTUTZ RD LEO, IN 46765 | AFLAC | $13 | $0 | $13 | 0.01% |
| ROBERT J LAWRENCE3 Filed as: ROBERT LAWRENCE | 1902 GILMORE DR FORT WAYNE, IN 46818 | AFLAC | $9 | $0 | $9 | 0.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH NASCA | 28081 W MAPLE AVE BARRINGTON, IL 60010 | AFLAC | $9 | $0 | $9 | 0.01% |
| JACQUELINE CASTRO3 | 100 WALL ST., FL 28 NEW YORK, NY 10005 | AFLAC | $9 | $0 | $9 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR, STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $9 | $0 | $9 | 0.01% |
| TODD DEVOSS3 | 321 N CLARK ST., STE 625 CHICAGO, IL 60654 | AFLAC | $9 | $0 | $9 | 0.01% |
| HEALTH INSURANCE SHOP, INC.3 | 3609 LAKE AVE FORT WAYNE, IN 46805 | AFLAC | $8 | $0 | $8 | 0.01% |
| JOHN W COURT3 Filed as: JOHN W. COURT | 11206 SHALIMER DRIVE FORT WAYNE, IN 46845 | AFLAC | $5 | $0 | $5 | 0.01% |
| DANNY R. OSTER3 Filed as: DANNY WHITMIRE | 16474 PRETTY VIEW DR PLYMOUTH, ID 46563 | AFLAC | $4 | $0 | $4 | 0.00% |
| MATTHEW NACHAZEL3 | 1001 N HICKORY RD, STE 3 SOUTH BEND, IN 46615 | AFLAC | $2 | $0 | $2 | 0.00% |
| CAROL PURDY FIELDS3 Filed as: CAROL THOMPSON | 51717 SUMMERWOOD CT GRANGER, IN 46530 | AFLAC | $2 | $0 | $2 | 0.00% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $2 | $0 | $2 | 0.00% |
| ANGELA R CONDON3 Filed as: ANGELA CONDON | PO BOX 820 ROCHESTER, ID 46975 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOHN T CLANCY3 Filed as: JOHN CLANCY | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARK A WOJDA3 Filed as: MARK WOJDA | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $1 | $0 | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: JENNIFER MITCHEN | 9247 N MERIDIAN ST.,STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $1 | $0 | $1 | 0.00% |
| AMY E COHEN3 Filed as: AMY GEHLHAUSEN | 3115 HOWARD DR JASPER, IN 47546 | AFLAC | $1 | $0 | $1 | 0.00% |
| CARRIE S FLATEN3 Filed as: CARRIE SCHRAMM | 10418 PRETTY LAKE TRL PLYMOUTH, IN 46563 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRIANNA LYNN ROWE3 Filed as: BRIANNA ROWE | 3386 CHALICE CT PLAINFIELD, IN 46168 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 264 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC | 187 | $1.8M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $146K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $146K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $146K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 327 | $146K |
| Other | AFLAC | 108 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 327 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.