See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 THIRD PARTY ADMINSTRATOR | Contract Administrator; Claims processing Service code 12 | 700 TOWER DRIVE TROY, MI 48098 | $295K |
| ANTHEM BLUE CROSS AND BLUE SHIELD CLAIMS PROCESSING | Claims processing Service code 12 | P.O. BOX 951254 CLEVELAND, OH 44193 | $120K |
| EMERALD HEALTH NETWORK EIN 34-1675523 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | P.O. BOX 846038 DALLAS, TX 75284 | $77K |
| THE SEGAL COMPANY EIN 13-1975125 ACTUARIAL | Actuarial Service code 11 | 1300 E. 9TH ST, STE 1900 CLEVELAND, OH 44114 | $68K |
| ENVISION PHARMACEUTICAL EIN 05-0570786 CLAIMS PROCESSING | Claims processing Service code 12 | — | $26K |
| HEALTHSMART - EMERALD HEALTH EIN 34-1675523 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | P.O. BOX 846038 DALLAS, TX 75284 | $22K |
| ALLOTTA, FARLEY CO., LPA EIN 34-1316963 LEGAL SERVICES | Legal Service code 29 | 2222 CENTENNIAL ROAD TOLEDO, OH 43617 | $18K |
| WELLINGTON TRUST EIN 04-6657591 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 75 STATE STREET BOSTON, MA 02109 | $17K |
| BEHAVIOR MANAGEMENT EIN 34-1577568 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $17K |
| SMW LOCAL 33 FRINGE BENEFIT FUND EIN 34-1398805 ADMINISTRATIVE FEES | Plan Administrator Service code 14 | 12515 CORPORATE DRIVE PARMA, OH 44130 | $16K |
| SUMMIT STRATEGIES INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 8182 MARYLAND AVE, 6TH FL ST. LOUIS, MO 63105 | $13K |
| TRAMER, SHORE & ZWICK EIN 34-1736265 AUDITOR | Accounting (including auditing) Service code 10 | 23775 COMMERCE PARK BEACHWOOD, OH 44122 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 538 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 182 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 720 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 167 | $505K |
| Dental | DENTEMAX | 711 | $9K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 613 | $57K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 624 | $335K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 613 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 711 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.