| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON HUNT INS. AGENCY | 8150 MARKET ST BOARDMAN, OH 44512 | COMMUNITY INSURANCE COMPANY | $52K | $3K | $56K | 1.82% |
| ARMS INSURANCE GROUP LLC3 Filed as: ARMS INSURANCE GROUP | 3000 LENTO BLVD BETHEL PARK, PA 15102 | HIGHMARK HEALTH | $11K | — | $11K | 2.22% |
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON HUNT INS. AGENCY | 8150 MARKET ST BOARDMAN, OH 44512 | DELTA DENTAL OF OHIO | $10K | $14K | $23K | 10.98% |
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON HUNT INS. AGENCY | 8150 MARKET ST BOARDMAN, OH 44512 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 3.90% |
| JAMES MENIGHAN3 | 1011 GLENVIEW RD GLENVIEW, IL 60025 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 18.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 553 | $3.6M |
| Dental | DELTA DENTAL OF OHIO | 578 | $213K |
| Vision | COMMUNITY INSURANCE COMPANY | 553 | $3.1M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 309 | $172K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 304 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 578 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.