| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON HUNT INS. AGENCY | 8150 MARKET ST BOARDMAN, OH 44512 | COMMUNITY INSURANCE COMPANY | $55K | — | $55K | 1.98% |
| ARMS INSURANCE GROUP LLC Filed as: ARMS INSURANCE GROUP, LLC | 3000 LENTO BLVD BETHEL PARK, PA 15102 | HIGHMARK HEALTH | $12K | — | $12K | 4.18% |
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON HUNT INS. AGENCY | 8150 MARKET ST BOARDMAN, OH 44512 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 4.81% |
| JAMES MENIGHAN3 | 1011 GLENVIEW RD GLENVIEW, IL 60025 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 15.00% |
| LINCOLN FINANCIAL GROUP Filed as: LINCOLN FINANCIAL ADVISORS | 1300 S CLINTON ST STE 150 FORT WAYNE, IN 46802 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| JAMES MENIGHAN3 | 1011 GLENVIEW RD GLENVIEW, IL 60025 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 19.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 295 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 747 | $3.1M |
| Dental | COMMUNITY INSURANCE COMPANY | 747 | $2.8M |
| Vision | COMMUNITY INSURANCE COMPANY | 747 | $2.8M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 572 | $155K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 295 | $82K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 286 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 747 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.