| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERITAIN HEALTH Filed as: AETNA LIFE INSURANCE POLICY | 151 FARMINGTON AVE HARTFORD, CT 06156 | AETNA | — | — | $0 | 0.00% |
| HUMANA INSURANCE COMPANY3 | 1100 EMPLOYERS BLVD DEPERE, WI 54115 | HUMANA | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS EIN 38-2383171 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 3660 STUTZ DRIVE, STE 101 CANFIELD, OH 44406 | $94K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | 151 FARMINGTON AVE HARTFORD, CT 06156 | $92K |
| MACALA & PIATT LLC EIN 34-1933033 NONE | Legal; Direct payment from the plan Service code 29 | 601 SOUTH MAIN STREET NORTH CANTON, OH 44720 | $34K |
| THE HORTON GROUP EIN 36-3672171 NONE | Insurance brokerage commissions and fees; Insurance services Service code 23 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | $32K |
| DGPERRY EIN 83-3033790 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 3711 STARRS CENTRE DR CANFIELD, OH 44406 | $21K |
| MEYER, UNKOVIC & SCOTT LLP EIN 25-1008021 NONE | Legal; Direct payment from the plan Service code 29 | 535 SMITHFIELD ST 1300 PITTSBURGH, PA 15222 | $16K |
| ACRISURE EIN 26-3554656 NONE | Actuarial; Direct payment from the plan Service code 11 | FOUR GATEWAY CENTER PITTSBURGH, PA 15222 | $9K |
| IBEW LOCAL UNION 246 EIN 34-0308364 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 626 NORTH FOURTH STREET STEUBENVILLE, OH 43952 | $7K |
| SEGAL ADVISORS EIN 13-2646110 NONE | Consulting (general); Direct payment from the plan Service code 16 | PO BOX 4142 CHURCH ST NEW YORK, NY 10261 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 81 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | AETNA | 227 | $293K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.