Welfare broker

HUMANA INSURANCE COMPANY

Mailing address (most recent filing)

P.O. BOX 740036

LOUISVILLE, KY 402017436

Total comp: $0
Commissions: $0
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where HUMANA INSURANCE COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HUMANA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HUMANA INSURANCE COMPANY	2	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$618K	0.0%	11.99x
MI	1	$862K	0.0%	20.58x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HUMANA INSURANCE COMPANY's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of HUMANA INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where HUMANA INSURANCE COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BD OF TRUSTEES IBEW LOCAL NO 129 HEALTH AND WELFARE FUND IBEW LOCAL NO 129 HEALTH AND WELFARE FUND	MI	$862K	$0	HUMANA
IBEW LOCAL NO 246 WELFARE FUND BOARD OF TRUSTEES STEUBENVILLE ELECTRICAL WELFARE FUND	PA	$618K	$0	HUMANA

Carrier

Plans

Premium

HUMANA INSURANCE COMPANY

$1.5M

100.0%

State

Plans

Premium

State share

Index

$618K

0.0%

11.99x

$862K

0.0%

20.58x

Sponsor

Loc

Premium

Comp

Carrier

BD OF TRUSTEES IBEW LOCAL NO 129 HEALTH AND WELFARE FUND

IBEW LOCAL NO 129 HEALTH AND WELFARE FUND

$862K

HUMANA

IBEW LOCAL NO 246 WELFARE FUND BOARD OF TRUSTEES

STEUBENVILLE ELECTRICAL WELFARE FUND

$618K

HUMANA