See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL OF OHIO EIN 34-0648820 MEDICAL | Claims processing Service code 12 | — | $837K |
| IBEW LOCAL 38 FRINGE BENEFIT FUNDS EIN 34-1381893 OTHER EXPENSES | Contract Administrator Service code 13 | — | $144K |
| DELTA DENTAL OF OHIO EIN 31-0685339 MEDICAL | Claims processing Service code 12 | — | $115K |
| THE SEGAL COMPANY EIN 13-1975125 ACTUARY | Actuarial Service code 11 | — | $58K |
| CENTER FOR FAMILIES AND CHILDREN EIN 23-7084455 MEDICAL | Claims processing Service code 12 | — | $37K |
| TIC INTERNATIONAL CORP EIN 13-2600875 COMPUTER EXPENSE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $34K |
| ALOTTA FARLEY & CO LLP EIN 34-1316963 LEGAL EXPENSE | Legal Service code 29 | — | $31K |
| VISION SERVICES PLAN EIN 31-0725743 PROVIDER | Claims processing Service code 12 | — | $30K |
| REA & ASSOCIATES, INC. EIN 34-1310124 AUDITOR | Accounting (including auditing) Service code 10 | — | $28K |
| MANNING & NAPIER EIN 16-0995736 INV FEE | Investment management Service code 28 | — | $23K |
| THE MARCO CONSULTING GROUP EIN 34-3555070 INV FEE | Investment advisory (plan) Service code 27 | — | $12K |
| EMPLOYERS HEALTH COALITION, INC EIN 34-1403820 CONSULTING FEES | Consulting (general) Service code 16 | — | $8K |
| KEY BANK EIN 34-1784820 INV FEE | Investment management Service code 28 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,687 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 743 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,430 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 1,888 | $397K |
| Other | HUMANA INSURANCE COMPANY | 1,202 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,888 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.