See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEDICAL MUTUAL SERVICES EIN 34-1922587 MEDICAL PROVIDER | Claims processing Service code 12 | 2060 E. 9TH STREET CLEVELAND, OH 44115 | $724K |
| IBEW LOCAL 38 FRINGE BENEFIT FUNDS EIN 34-1381893 JOINT BOARD | Contract Administrator Service code 13 | 8001 SWEET VALLEY DRIVE VALLEY VIEW, OH 44125 | $147K |
| DELTA DENTAL OF OHIO EIN 31-0685339 DENTAL CLAIMS PROCESSING | Claims processing Service code 12 | — | $119K |
| SEGALL BRYANT EIN 41-1788385 INVESTMENT MANAGEMENT | Investment management Service code 28 | — | $38K |
| THE SEGAL COMPANY EIN 13-1975125 INDEPENDENT ACTUARY | Actuarial Service code 11 | — | $34K |
| TIC INTERNATIONAL CORP EIN 13-2600875 COMPUTER EXPENSE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $33K |
| CENTER FOR FAMILIES AND CHILDREN EIN 23-7084455 INDEPENDENT EAP PROVIDER | Claims processing Service code 12 | 4500 EUCLID AVENUE CLEVELAND, OH 44103 | $32K |
| BMI AUDIT SERVICES EIN 38-4091484 CONSULTING FEES | Other services Service code 49 | — | $31K |
| VISION SERVICES PLAN EIN 31-0725743 PROVIDER | Claims processing Service code 12 | — | $19K |
| TRAMER, SHORE & ZWICK EIN 34-1736265 INDEPENDENT AUDITOR | Accounting (including auditing) Service code 10 | 23775 COMMERCE PARK 1 BEACHWOOD, OH 44122 | $18K |
| MEDICAL MUTUAL OF OHIO EIN 34-2922587 HRA MMO ADMIN FEE | Claims processing Service code 12 | — | $17K |
| ALLOTTA, FARLEY CO., LLP EIN 34-1316963 INDEPENDENT LEGAL | Legal Service code 29 | 2222 CENTENNIAL ROAD TOLEDO, OH 43617 | $17K |
| MANNING & NAPIER EIN 16-0995736 INVESTMENT MGT | Investment management Service code 28 | 665 METRO PLACE STH 800 DUBLIN, OH 43017 | $14K |
| THE MARCO CONSULTING GROUP EIN 34-3555070 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 550 W. WASHINGTON 900 CHICAGO, IL 60661 | $9K |
| EMPLOYERS HEALTH COALITION, INC. EIN 34-1403820 CLAIMS CONSULTING | Consulting (general) Service code 16 | 4143 FULTON DRIVE, NW CANTON, OH 44718 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 945 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,513 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 1,780 | $402K |
| Other | HUMANA INSURANCE COMPANY | 1,203 | $4.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,780 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.