| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 360 THREE MEADOWS DRIVE PERRYBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | — | $18K | 11.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 360 THREE MEADOWS DRIVE PERRYBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 11.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OHIO, LLC | 360 3 MEADOWS DRIVE PERRYSBURG, OH 43551 | VISION SERVICE PLAN | $2K | — | $2K | 3.13% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $297 | — | $297 | 0.47% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP LLC-NORTHEAST | 18940 NORTH PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $5K | $3K | $8K | 12.82% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH BENEFIT SOLUTIONS, LLC DBA | 18940 NORTH PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $1K | — | $1K | 1.68% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 360 THREE MEADOWS DRIVE PERRYBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 13.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO LLC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 7.59% |
| MELISSA R TRENTMAN3 | 9472 STATE ROUTE 66 DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.17% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $265 | — | $265 | 0.97% |
| WENDY W BAXTER3 | 4650 ADA ROAD LIMA, OH 45801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $152 | — | $152 | 0.55% |
| BENJAMIN D WISE3 | 132 EAST 2ND STREET VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $137 | — | $137 | 0.50% |
| SHELBY D PARTON3 | 306 SOUTH MEILKE ROAD HOLLAND, OH 43537 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | — | $84 | 0.31% |
| AARON ANSPACH LLC3 | 825 WEST MARKET STREET SUITE 101 LIMA, OH 45805 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.27% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.16% |
| JAMES LOCKWOOD3 | 134 WEST SOUTH BOUNDARY STREET SUITE A PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.08% |
| TARA D CASCIOLI3 | 550 NORTH WESTMINSTER STREET WAYNESFIELD, OH 45896 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.08% |
| GARY J SUEVER3 | PO BOX 225 DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.04% |
| BRIAN DAEGER3 | 14785 ROAD 138 PAULDING, OH 45879 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.04% |
| CHAD A POLLOCK3 | 1106 LINDEN DRIVE VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVENUE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 360 THREE MEADOWS DRIVE PERRYBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 11.63% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 360 THREE MEADOWS DRIVE PERRYBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $913 | — | $913 | 13.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 343 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 343 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 236 | $64K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 339 | $70K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 339 | $154K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 339 | $92K |
| Other(5 contracts, 4 carriers) | HCC LIFE INSURANCE COMPANY | 493 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 493 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.