| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO, LLC | 360 3 MEADOWS DRIVE PERRYSBURG, OH 43551 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 9.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 11.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OHIO LLC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 30.77% |
| MELISSA R TRENTMAN3 | 9472 STATE ROUTE 66 DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 14.38% |
| WENDY W BAXTER3 | 4650 ADA RD LIMA, OH 45801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 5.13% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 4.91% |
| TARA D CASCIOLI3 | 505 N WESTMINSTER ST WAYNEFIELD, OH 45896 | CONTINENTAL AMERICAN INSURANCE COMPANY | $923 | $0 | $923 | 3.29% |
| SHELBY D PARTON3 | 306 S MEILKE RD HOLLAND, OH 43537 | CONTINENTAL AMERICAN INSURANCE COMPANY | $655 | $0 | $655 | 2.34% |
| AARON ANSPACH LLC3 | 21397 LEHMAN ROAD DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | $0 | $105 | 0.37% |
| CHAD A POLLOCK3 | 1106 LINDEN DRIVE VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.12% |
| GARY J SUEVER3 | PO BOX 225 DELPHOS, OH 45833 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | $0 | $24 | 0.09% |
| BRIAN DAEGER3 | 14785 ROAD 138 PAULDING, OH 45879 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | $0 | $24 | 0.09% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 0.05% |
| IAN B BRANYON3 | 8744 UNION CENTRE BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.01% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 10.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN, INC | 360 THREE MEADOWS DRIVE PERRYSBURG, OH 43551 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $598 | $0 | $598 | 12.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 244 | $57K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 371 | $49K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 371 | $48K |
| Other(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 428 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 428 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.