| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT T WRIGHT3 Filed as: ROBERT T. WRIGHT | 3980 CORBY ST. NW UNIONTOWN, OH 44685 | AFLAC | $4K | $130 | $4K | 6.45% |
| BRANDI L. HUZYAK3 | 8205 BENDEMEER DRIVE POLAND, OH 44514 | AFLAC | $3K | $86 | $3K | 4.34% |
| PAUL D QUILLIN3 | 3144 MEANDERWOOD DRIVE CANFIELD, OH 44406 | AFLAC | $1K | $53 | $1K | 1.86% |
| YEN H HUYNH3 Filed as: YEN H. HUYNH | 1224 NW 29TH STREET OKLAHOMA CITY, OK 73106 | AFLAC | $811 | — | $811 | 1.34% |
| A C LONG & ASSOCIATES INC3 Filed as: AC LONG & ASSOCIATES INC. | 1113 MEDINA ROAD STE 500 MEDINA, OH 44256 | AFLAC | $410 | $53 | $463 | 0.77% |
| AMANDA C LONG3 Filed as: AMANDA C. LONG | 107 HIDDEN OAD DRIVE MARS, PA 16046 | AFLAC | $360 | — | $360 | 0.60% |
| LOUIS CULLEN SMITH3 | 3205 QUIET TREE GRV OLD HICKORY, TN 37138 | AFLAC | $272 | — | $272 | 0.45% |
| JANE M HUDECK3 Filed as: JANE M. HUDECK | 7147 BRENDA LEE DRIVE WALTON HILLS, OH 44146 | AFLAC | $174 | — | $174 | 0.29% |
| MARSHALL R BERKLEY3 Filed as: MARSHALL R. BERKLEY | 12317 HUNTERS CROSSING LANE BURLESON, TX 76028 | AFLAC | $136 | — | $136 | 0.23% |
| ANGELA FANKHAUSER3 Filed as: ANGELA M. FRANKHAUSER | 6000 BUCKBOARD LN SOLON, OH 44139 | AFLAC | $124 | — | $124 | 0.21% |
| HALLE C. WRIGHT3 | 3980 CORBY ST. NW UNIONTOWN, OH 44685 | AFLAC | $70 | $49 | $119 | 0.20% |
| THOMAS A HOUSE3 Filed as: THOMAS A. HOUSE | 2133 QUAIL HOLLOW DR. BRUNSWICK, OH 44212 | AFLAC | $100 | — | $100 | 0.17% |
| MARK L HENDERSON3 Filed as: MARK L. HENDERSON | 4433 38TH ST. NW, STE. 4 CANTON, OH 44718 | AFLAC | $86 | — | $86 | 0.14% |
| ROBIN R GULLIAS3 Filed as: ROBIN R. GULLIAS | 652 HIGHLANDER AVE NW MASSILLON, OH 44648 | AFLAC | $75 | — | $75 | 0.12% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS. AGCY INC. | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $66 | — | $66 | 0.11% |
| MICHAEL R REBER3 Filed as: MICHAEL R. REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | AFLAC | $60 | — | $60 | 0.10% |
| GREGORY S FRY3 Filed as: GREGORY S. FRY | 3205 QUIET TREE GRV OLD HICKORY, TN 37138 | AFLAC | $54 | — | $54 | 0.09% |
| DAVID P AESOPH3 Filed as: DAVID P. AESOPH | 2700 W. NICOLE DRIVE SIOUX FALLS, SD 57105 | AFLAC | $49 | — | $49 | 0.08% |
| MARK L HUFHAND3 Filed as: MARK L. HUFHAND | 925 S MAIN ST STE. B NORTH CANTON, OH 44720 | AFLAC | $42 | — | $42 | 0.07% |
| SARAH L PAVLOVICH3 Filed as: SARAH L. PAVLOVICH | 2575 MEDINA RD STE 1 MEDINA, OH 44256 | AFLAC | $26 | — | $26 | 0.04% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY INC. | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | AFLAC | $18 | — | $18 | 0.03% |
| SCOTTI MADISON3 | 3330 COBB PARKWAY SUITE 324-3 ACWORTH, GA 30101 | AFLAC | $11 | — | $11 | 0.02% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S. DICKINSON | PO BOX 360277 STRONSVILLE, OH 44136 | AFLAC | $8 | — | $8 | 0.01% |
| RUSSELL O. ULRICH JR.3 Filed as: RUSSELL O. ULRICH, JR. | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $5 | — | $5 | 0.01% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOCIATES, LLC | 6324 TARTON FIELDS LANE MASON, OH 44286 | AFLAC | $5 | — | $5 | 0.01% |
| SARAH L PAVLOVICH3 Filed as: SARAH L. PAVLOVICH | PO BOX RICHFIELD, OH 44286 | AFLAC | $5 | — | $5 | 0.01% |
| JACK A SHADE3 Filed as: JACK A. SHADE | 690 TREE BEND CT. WESTERVILLE, OH 43082 | AFLAC | $5 | — | $5 | 0.01% |
| KRISTEN EDGE3 Filed as: KRISTEN M. EDGE | 8328 BURLINGTON DR. NORTH RIDGEVILLE, OH 44039 | AFLAC | $5 | — | $5 | 0.01% |
| RICO PEREZ3 | 6000 LOMBARDO CTR STE 145 SEVEN HILLS, OH 44131 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN D SUSIE3 Filed as: JOHN SUSIE | 8682 HAWICK CT N. DUBLIN, OH 43017 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL J QUINN3 Filed as: MICHAEL J. QUINN | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $2 | — | $2 | 0.00% |
| LISA CUNNINGHAM3 Filed as: LISA M. CUNNINGHAM | 8078 POLK PATH REYNOLDSBURG, OH 43068 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $1 | — | $1 | 0.00% |
| MELYNDA RAY-MCCUTCHEON3 | 1150 MALLARD LAKE DR BOGART, GA 30622 | AFLAC | $1 | — | $1 | 0.00% |
| RPM LTD3 | P.O. BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN C RASCHELLA3 Filed as: JOHN C. RASCHELLA | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD J GRETHEL3 Filed as: RONALD J. GRETHEL | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $1 | — | $1 | 0.00% |
| RANDY M SOMERMAN3 Filed as: RANDY M. SOMERMAN | 2819 WILLIAMSBURG CIRCLE STOW, OH 44224 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 68 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 68 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.