| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 121 N MARKET STREET WOOSTER, OH 44691 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $20K | $3K | $23K | 6.66% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 121 NORTH MARKET STREET WOOSTER, OH 44691 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 8.91% |
| KATHERINE ROSE LANG3 | 21617 HALWORTH ROAD SHAKER HEIGHTS, OH 44122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 7.16% |
| A C LONG & ASSOCIATES INC3 Filed as: A.C. LONG AND ASSOCIATES | 1113 MEDINA RD MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $919 | — | $919 | 1.33% |
| JOHN D SUSIE3 Filed as: JOHN SUSIE | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $747 | — | $747 | 1.08% |
| PAUL D QUILLIN3 | 955 WINDHAM COURT YOUNGSTOWN, OH 44512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $711 | — | $711 | 1.03% |
| TERRI L CAMPBELL3 Filed as: TERRI CAMPBELL | 1133 MEDINA RD MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $535 | — | $535 | 0.77% |
| MARTHA A HUFFMAN3 | 2382 PLYMOUTH EAST RD GREENWICH, OH 44837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $462 | — | $462 | 0.67% |
| MICHELLE L DAVIS3 | 68 CHELMSFORD DRIVE AURORA, OH 44202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $332 | — | $332 | 0.48% |
| KRISTOFER RUBLE3 | 3117 EAST BAYVIEW LN SANDUSKY, OH 44870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $255 | — | $255 | 0.37% |
| ALBERT WAITMAN JR3 | 503 CAMP ST SANDUSKY, OH 44870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $228 | — | $228 | 0.33% |
| MARC J HAIRE3 Filed as: MARC HAIRE | 9885 GREENHAVEN PARKWAY BRECKSVILLE, OH 44141 | CONTINENTAL AMERICAN INSURANCE COMPANY | $217 | — | $217 | 0.31% |
| JOHNNY HENSLEY JR3 | 975 SAUTER DRIVE MANSFIELD, OH 44904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | — | $111 | 0.16% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOCIATES | 470 OLDE WORTHINGTON RD WESTERVILLE, OH 43082 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.09% |
| SHAWN HEITNER3 | 1113 MEDINA RD SUITE 500 MEDINA, OH 44256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.03% |
| DARREN D RIDDLE3 Filed as: DARREN BRUNO | 7542 STONE LAKE RD DUBLIN, OH 43016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| TERRI PEASE3 Filed as: TERRI L PEASE | 414 OAK STREET WADSWORTH, OH 44281 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| VICKY HEISERMAN3 | 320 N UNION ST FOSTORIA, OH 44830 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| WILLIAM J BALL III3 | 9 STOUTENBURG DR NORWALK, OH 44857 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL AMERICAN INSURANCE COMPANY | 237 | $69K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 645 | $340K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 645 | $340K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 645 | $340K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 645 | $340K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 645 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.