| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 121 N MARKET STREET WOOSTER, OH 44691 | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | $12K | $445 | $13K | 7.28% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 121 NORTH MARKET DSTREET WOOSTER, OH 44691 | AFLAC | $3K | — | $3K | 3.38% |
| MARTHA A HUFFMAN3 | 2382 PLYMOUTH EAST RD GREENWICH, OH 44837 | AFLAC | $3K | — | $3K | 3.31% |
| KATHERINE ROSE LANG3 | 21617 HALWORTH RD BEACHWOOD, OH 44122 | AFLAC | $2K | — | $2K | 2.60% |
| ALBERT WAITMAN JR3 | 503 CAMP ST SANDUSKY, OH 44870 | AFLAC | $2K | — | $2K | 1.72% |
| KRISTOFER RUBLE3 | 3117 EAST BAYVIEW LN SANDUSKY, OH 44870 | AFLAC | $867 | — | $867 | 0.97% |
| BENEFIT DESIGN UNLIMITED LLC3 | 320 N UNION ST FOSTORIA, OH 44830 | AFLAC | $742 | — | $742 | 0.83% |
| A C LONG & ASSOCIATES INC3 Filed as: A C LONG AND ASSOCIATES | 1113 MEDINA RD MEDINA, OH 44256 | AFLAC | $666 | — | $666 | 0.74% |
| WILLIAM J BALL III3 | 9 STOUTENBURG DR NORWALK, OH 44857 | AFLAC | $490 | — | $490 | 0.55% |
| VICKY HEISERMAN3 | 320 N UNION ST FOSTORIA, OH 44830 | AFLAC | $358 | — | $358 | 0.40% |
| HENSLEY AND ASSOCIATES LLC3 Filed as: HENSLEY AND ASSOCIATES | 1103 SCHROCK RD COLUMBUS, OH 43229 | AFLAC | $351 | — | $351 | 0.39% |
| MARC J HAIRE3 Filed as: MARC HAIRE | 9885 GREENHAVEN PARKWAY BRECKSVILLE, OH 44141 | AFLAC | $339 | — | $339 | 0.38% |
| CASEY L MULVANEY3 Filed as: CASEY MULVANEY | 6506 ANTHONY DR MAUMEE, OH 43537 | AFLAC | $335 | — | $335 | 0.37% |
| CHAD L NELSON3 Filed as: CHAD POLLOCK | 134 W SOUTH BOUNDARY ST PERRYSBURG, OH 43551 | AFLAC | $286 | — | $286 | 0.32% |
| KEVIN W LAWSON3 Filed as: KEVIN LAWSON | 4408 W CENTRAL AVE TOLEDO, OH 43615 | AFLAC | $167 | — | $167 | 0.19% |
| ELIZABETH A LAWSON3 Filed as: ELIZABETH LAWSON | 4408 W CENTRAL AVE TOLEDO, OH 43615 | AFLAC | $153 | — | $153 | 0.17% |
| ANGIE MARIE TOPOLSKI3 | 5045 SAN LUIS REY DR SYLVANIA, OH 43560 | AFLAC | $151 | — | $151 | 0.17% |
| MARK METTILLE3 Filed as: MARK TOPOLSKI | 5045 SAN LUIS REY DR SYLVANIA, OH 43560 | AFLAC | $140 | — | $140 | 0.16% |
| KRISTY S BURDUE3 Filed as: KRISTY SUE BURDUE | 1810 CLEVELAND RD SANDUSKY, OH 44870 | AFLAC | $129 | — | $129 | 0.14% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOCIATES | 470 OLDE WORTHINGTON RD WESTERVILLE, OH 43082 | AFLAC | $125 | — | $125 | 0.14% |
| DAVID N MULLINS JR3 Filed as: DAVID MULLINS JR | 1437 ROYALTON RD TOLEDO, OH 43612 | AFLAC | $119 | — | $119 | 0.13% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $96 | — | $96 | 0.11% |
| KRISTOFER RUBLE3 | 3769 PROSPECT RD NEW LONDON, OH 44851 | AFLAC | $76 | — | $76 | 0.09% |
| ERIK GEIGER3 | PO BOX 45183 WESTLAKE, OH 44145 | AFLAC | $73 | — | $73 | 0.08% |
| JACK A SHADE3 Filed as: JACK SHADE | 690 TREE BEND COURT WESTERVILLE, OH 43082 | AFLAC | $64 | — | $64 | 0.07% |
| THOMAS WESLEY3 | 837 MOSS CANYON DR AMHERST, OH 44001 | AFLAC | $56 | — | $56 | 0.06% |
| ANDREW CONNORS3 | 5614 ADA STREET COCOA, FL 32927 | AFLAC | $52 | — | $52 | 0.06% |
| GARY METER3 | 14366 STATE ROUTE 111 DEFIANCE, OH 43512 | AFLAC | $50 | — | $50 | 0.06% |
| RICHARD J LINDEMEYER3 Filed as: RICHARD LINDEMEYER | 7583 WESTFIELD RD MEDINA, OH 44256 | AFLAC | $46 | — | $46 | 0.05% |
| GARY A SPANRAFT3 Filed as: GARY SPANRAFT | 58 GREENHEDGE CIR DELAWARE, OH 43015 | AFLAC | $41 | — | $41 | 0.05% |
| CLARENCE DAY3 | 9301 LINDAHI LN CHARLOTTE, NC 28277 | AFLAC | $36 | — | $36 | 0.04% |
| TERRI L CAMPBELL3 Filed as: TERRI CAMPBELL | 3931 ALLARD RD MEDINA, OH 44256 | AFLAC | $33 | — | $33 | 0.04% |
| ANDREW CONNORS3 | 10308 EDGEWOOD DR FINDLAY, OH 45840 | AFLAC | $33 | — | $33 | 0.04% |
| JENNIFER RUBLE3 | 3769 PROSPECT RD NEW LONDON, OH 44851 | AFLAC | $30 | — | $30 | 0.03% |
| GARY E SADLER3 Filed as: GARY SADLER | 4244 SCHOOLER RD CRIDERSVILLE, OH 45806 | AFLAC | $29 | — | $29 | 0.03% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY NORCROSS, GA 30093 | AFLAC | $22 | — | $22 | 0.02% |
| RONALD T DREBERT3 Filed as: RONALD DREBERT | 9078 UNION CENTRE BLVD WEST CHESTER, OH 45069 | AFLAC | $17 | — | $17 | 0.02% |
| BELDEN A BESSE3 Filed as: BELDEN BESSE | 518 FOURTH ST FINDLAY, OH 45840 | AFLAC | $15 | — | $15 | 0.02% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $15 | — | $15 | 0.02% |
| BRIAN DAY3 | 13189 HITCHING POST RD DEWITT, MI 48820 | AFLAC | $12 | — | $12 | 0.01% |
| LINDA KAY DEAL3 | 414 KIRK DR FINDLAY, OH 45840 | AFLAC | $12 | — | $12 | 0.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH EVANS | 4721 BROOKVIEW DR WEST DES MOINES, IA 50285 | AFLAC | $10 | — | $10 | 0.01% |
| MERCEDES NOBLE REYES3 Filed as: MERCEDES REYES | 2041 WATERBURY RD LAKEWOOD, OH 44107 | AFLAC | $8 | — | $8 | 0.01% |
| RISSELL ULRICH JR3 | 150 N MILLER RD FAIRLAWN, OH 44338 | AFLAC | $7 | — | $7 | 0.01% |
| DARREN D RIDDLE3 Filed as: DARREN BRUNO | 7542 STONE LAKE RD DUBLIN, OH 43016 | AFLAC | $7 | — | $7 | 0.01% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $5 | — | $5 | 0.01% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVE CINCINNATI, OH 45226 | AFLAC | $4 | — | $4 | 0.00% |
| CRP BENEFIT SERVICES INC3 Filed as: CRP BENEFIT SERVICES | 6000 LOMBARDO CENTER SEVEN HILLS, OH 44131 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN D SUSIE3 Filed as: JOHN SUSIE | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $4 | — | $4 | 0.00% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $3 | — | $3 | 0.00% |
| RANDY M SOMERMAN3 Filed as: RANDY SOMERMAN | 19878 W KERRY PL STRONGSVILLE, OH 44149 | AFLAC | $3 | — | $3 | 0.00% |
| DANIELLE AXTON3 | 788 MOHAWK STREET COLUMBUS, OH 43206 | AFLAC | $2 | — | $2 | 0.00% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $2 | — | $2 | 0.00% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 6505 ROCKSIDE RD INDEPENDENCE, OH 44141 | AFLAC | $1 | — | $1 | 0.00% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS RD TARRYTOWN, NY 10591 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN C RASCHELLA3 Filed as: JOHN RASCHELLA | 3206 WALES AVE CLEVELAND, OH 44134 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 137 | $89K |
| Dental | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | 370 | $178K |
| Vision | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | 370 | $178K |
| Life insurance | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | 370 | $178K |
| Other | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | 370 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.