| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | SECURIAN LIFE INSURANCE COMPANY | $81K | $42K | $122K | 6.72% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | HARTFORD LIFE AND ACCIDENT | $28K | $29K | $57K | 6.16% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $8K | $432 | $8K | 3.02% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $5K | $0 | $5K | 1.77% |
| PREMIER INSURANCE MANAGEMENT3 | SERVICES INC 12707 HIGH BLUFF DR SAN DIEGO, CA 92130 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $447 | $0 | $447 | 0.17% |
| PREMIER INSURANCE MANAGEMENT3 | SERVICES INC 12544 HIGH BLUFF DR SAN DIEGO, CA 92130 | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $80 | $0 | $80 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $532 | $13K | 7.94% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS, INC | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $22 | $6K | 3.91% |
| PREMIER INSURANCE MANAGEMENT3 | SERVICES INC 12544 HIGH BLUFF DR SAN DIEGO, CA 92130 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $331 | $0 | $331 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,093 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 10,836 | $3.3M |
| Vision | VISION SERVICE PLAN | 4,783 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 11,093 | $2.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 6,369 | $925K |
| Other(2 contracts, 2 carriers) | PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | 1,126 | $430K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,093 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.