| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $96K | $0 | $96K | 10.00% |
| TENCODE BENEFITS LLC3 | 251 DALLAS PARKWAY STE 101 FRISCO, TX 75034 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $19K | $19K | 2.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | $0 | $21K | 3.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.00% |
| TENCODE BENEFITS LLC3 | 251 DALLAS PARKWAY STE 101 FRISCO, TX 75034 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $6K | $6K | 2.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $0 | $5K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $0 | $4K | 8.00% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | UNUM-PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $939 | — | $939 | 3.37% |
| PREMIER INSURANCE MGMT SERVICES INC3 Filed as: PREMIER INSURANCE MGMT SERVICES LLC | 12707 HIGH BLUFF DR STE 140 SAN DIEGO, CA 92130 | UNUM-PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | $87 | — | $87 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | UNUM-PROVIDENT LIFE & ACCIDENT INSURANCE COMPANY | -$13 | -$6 | -$19 | -0.07% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS, INC | 120-A GILLS CREEK PKWY COLUMBIA, SC 29209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 7.94% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $211 | $0 | $211 | 1.52% |
| PREMIER INSURANCE MANAGEMENT3 | SERVICES INC 12707 HIGH BLUFF DR SAN DIEGO, CA 92130 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $58 | $0 | $58 | 0.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,240 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 11,063 | $3.6M |
| Vision | VISION SERVICE PLAN | 4,903 | $1.2M |
| Life insurance(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 7,327 | $1.3M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 6,478 | $708K |
| Other(4 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 7,232 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.