| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 6830 COCHRAN ROAD SOLON, OH 44139 | MEDICAL MUTUAL | $26K | $6K | $31K | 3.46% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP INC. | 5005 ROCKSIDE ROAD 5TH FLOOR, SUITE 500 INDEPENDENCE, OH 44131 | MEDICAL MUTUAL | $18K | $3 | $18K | 2.03% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 6830 COCHRAN SOLON, OH 44139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 15.69% |
| LINDA STARR3 Filed as: LINDA M STARR | 2228 CHAPEL RD JEFFERSON, OH 44047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 8.11% |
| PAUL SCHILL3 Filed as: PAUL A SCHILL | 13612 OAK PARK BOULEVARD GARFIELD, OH 44125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $945 | — | $945 | 6.63% |
| KRISTEN EDGE3 Filed as: KRISTEN M SPINOSO | 24860 KENNEDY RIDGE RD #103 NORTH OLMSTED, OH 44070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $474 | — | $474 | 3.33% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY INC | 9404 WOODCHIP LANE BROADVIEW HEIGHTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $401 | — | $401 | 2.81% |
| THOMAS WESLEY3 Filed as: THOMAS J WESLEY | 837 MOSS CANYON DRIVE AMHERST, OH 44001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $393 | — | $393 | 2.76% |
| CHARLES HOWARD JOBE3 Filed as: CHARLES H JOBE | 1501 OLD MONROVIA RD NW APT 13001 HUNTSVILLE, AL 35806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $310 | — | $310 | 2.18% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $300 | — | $300 | 2.11% |
| FOREST S STARR3 Filed as: FOREST S STARR SR | 2228 CHAPEL RD JEFFERSON, OH 44047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $116 | — | $116 | 0.81% |
| MERCEDES NOBLE REYES3 | 2041 WATERBURY RD LAKEWOOD, OH 44107 | CONTINENTAL AMERICAN INSURANCE COMPANY | $95 | — | $95 | 0.67% |
| CRP BENEFIT SERVICES INC3 Filed as: CRP BENEFIT SERVICES, INC. | 6000 LOMBARDO CENTER SUITE 145 SEVEN HILLS, OH 44131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.29% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS AGENCY, INC | 9150 SOUTH HILLS BLVD #250 BROADVIEW HTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.17% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LANE BROADVIEW HTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.06% |
| TIMOTHY R QUINLAN3 | 137 SMICONON LANE RENFREW, PA 16053 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S DICKINSON | 16141 HOWE RD STRONGSVILLE, OH 44136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| STEPHEN BRIAN LOMBARDOZZI3 Filed as: STEPHEN B LOMBARDOZZI | MULTIVALUE UNKNOWN, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 132 | $905K |
| Dental | MEDICAL MUTUAL | 132 | $905K |
| Vision(2 contracts, 2 carriers) | MEDICAL MUTUAL | 132 | $920K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 93 | $14K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 93 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.