| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN ROAD SOLON, OH 44139 | MEDICAL MUTUAL | $41K | $9K | $50K | 5.93% |
| FOREST S STARR3 Filed as: FOREST S STARR SR | 2228 CHAPEL RD JEFFERSON, OH 44047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $325 | — | $325 | 6.82% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN SOLON, OH 44139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $217 | — | $217 | 4.55% |
| MERCEDES NOBLE REYES3 | 4484 W 170TH ST CLEVELAND, OH 44135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $108 | — | $108 | 2.27% |
| CRP BENEFIT SERVICES INC3 | 6000 LOMBARDO CENTER STE 145 SEVEN HILLS, OH 44131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 1.01% |
| PAUL SCHILL3 Filed as: PAUL A SCHILL | 13612 OAK PARK BOULEVARD GARFIELD, OH 44125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 1.01% |
| TIMOTHY R QUINLAN3 | 6505 ROCKSIDE RD STE 125 INDEPENDENCE, OH 44131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 1.01% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS AGENCY INC | 9150 SOUTH HILLS BLVD BROADVIEW HTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.57% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.57% |
| THOMAS WESLEY3 Filed as: THOMAS J WESLEY | 837 MOSS CANYON DRIVE AMHERST, OH 44001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.42% |
| OPPORTUNITY INC3 | 9150 SOUTH HILLS BLVD STE 250 BROADVIEW HTS, OH 44147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.19% |
| ROBERTA DICKINSON3 Filed as: ROBERTA S DICKINSON | PO BOX 360277 STRONGSVILLE, OH 44136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 131 | $844K |
| Dental | MEDICAL MUTUAL | 131 | $844K |
| Vision(2 contracts, 2 carriers) | MEDICAL MUTUAL | 131 | $849K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 66 | $5K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 66 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.