| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 4.47% |
| VIBE HCM INC.3 | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.52% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 20.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 4.31% |
| VIBE HCM INC.3 Filed as: VIBE HCM INC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 1.51% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $2K | $15K | 22.40% |
| ENROLLEASE3 Filed as: ONE DIGITAL - ATLANTA, GA | — | FIDELITY SECURITY LIFE INSURANCE COMPANY | $9K | — | $9K | 14.02% |
| ENROLLEASE3 Filed as: ONE DIGITAL - MEDINA, OH | — | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 4.96% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $1K | $11K | 22.46% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $694 | $694 | 2.44% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.07% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.44% |
| VIBE HCM INC.3 | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $403 | $403 | 1.50% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $374 | $374 | 4.56% |
| VIBE HCM INC.3 | — | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $121 | $121 | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 568 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 568 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 539 | $28K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 652 | $61K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 567 | $27K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 568 | $137K |
| Other(6 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 568 | $419K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 652 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.