| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PIPES INSURANCE SERVICE LTD3 Filed as: PIPES INS SERVICE LTD | 442 W HIGH AVE NEW PHILA, OH 44663 | AULTCARE INSURANCE COMPANY | — | — | $0 | 0.00% |
| PIPES INSURANCE SERVICE LTD Filed as: PIPES INSURANCE | 442 W HIGH AVE NEW PHILADELPHIA, OH 44663 | HUMANA | $7K | — | $7K | 8.09% |
| M H ADVISORS INC3 | 36 SHANNON DRIVE APPLE CREEK, OH 44606 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $310 | — | $310 | 3.44% |
| HUMMEL GROUP INC3 | PO BOX 250 BERLIN, OH 44610 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $291 | — | $291 | 3.23% |
| LAYNE FINANCIAL INC3 | 3009 WILMINGTON RD SUITE 100 NEW CASTLE, PA 16015 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $157 | — | $157 | 1.74% |
| PIPES INSURANCE SERVICE LTD3 Filed as: PIPES INSURANCE | 442 W HIGH AVE NEW PHILADELPHIA, OH 44663 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | — | $51 | 0.57% |
| MARK L HUFHAND3 | 1664 N MAIN ST SUITE 7 NORTH CANTON, OH 44720 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 0.49% |
| COVEY RUN INSURANCE LLC3 | 341 COPPER CREEK AMHERST, OH 44001 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 0.23% |
| MICHAEL W BERUBE3 | PO BOX 9825 CANTON, OH 44711 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.08% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.07% |
| ASSUREDPARTNERS3 Filed as: CGI VOLUNTARY BENFITS INC | 20046 WALKER ROAD 5 SHAKER HEIGHTS, OH 44121 | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AULTCARE INSURANCE COMPANY | 121 | $351K |
| Dental | HUMANA | 177 | $83K |
| Vision | HUMANA | 177 | $83K |
| Life insurance | HUMANA | 177 | $83K |
| Short-term disability | ALLSTATE / AMERICAN HERITAGE LIFE INSURANCE COMPANY | 19 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.