| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 4.57% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 4.33% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $406 | $406 | 0.65% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA TODD ASSOCIATES | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $74 | — | $74 | 0.12% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 10.42% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 9.34% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 6.53% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $386 | $386 | 1.49% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA TODD ASSOCIATES | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $172 | — | $172 | 0.66% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $475 | — | $475 | 9.33% |
| CORPORATE PLANS, LLC3 | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $426 | $426 | 8.37% |
| DMC BENEFITS INC3 | 1485 PRINCE CHARLES AVE WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $333 | $333 | 6.54% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $61 | $61 | 1.20% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA TODD ASSOCIATES | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $34 | — | $34 | 0.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 88 | $62K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $5K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $26K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.