Welfare broker

DMC BENEFITS INC

Mailing address (most recent filing)

1485 PRINCE CHARLES AVENUE

WESTLAKE, OH 44145

Total comp: $584K
Commissions: $273K
Fees: $311K
Filings: 87
Sponsors: 87

Carrier mix

Where DMC BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$251K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$251K	0.0%	11.99x
OH	1	$2.0M	0.0%	3.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DMC BENEFITS INC's plans by broker comp / premium ratio. Median 7.91% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DMC BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DMC BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COHEN & COMPANY, LTD. COHEN & COMPANY HEALTH AND WELFARE BENEFIT PLAN	OH	$2.0M	$54K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
WESTERN PENNSYLVANIA CONSERVANCY WESTERN PENNSYLVANIA CONSERVANCY HEALTH AND WELFARE BENEFIT PLAN	PA	$251K	$33K	THE GUARDIAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$251K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$2.0M

50.0%

State

Plans

Premium

State share

Index

$251K

0.0%

11.99x

$2.0M

0.0%

3.86x

Sponsor

Loc

Premium

Comp

Carrier

COHEN & COMPANY, LTD.

COHEN & COMPANY HEALTH AND WELFARE BENEFIT PLAN

$2.0M

$54K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

WESTERN PENNSYLVANIA CONSERVANCY

WESTERN PENNSYLVANIA CONSERVANCY HEALTH AND WELFARE BENEFIT PLAN

$251K

$33K

THE GUARDIAN LIFE INSURANCE COMPANY