| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | DELTA DENTAL OF OHIO | $2K | — | $2K | 1.83% |
| ASSURED NEACE LUKENS INS. AGENCY3 | 2443 SIR BARTON WAY , SUITE 400 LEXINGTON, KY 40509 | AMERICAN UNITED LIFE INSURANCE COMPANY | $10K | $5K | $15K | 18.14% |
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 13.10% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES, INC. | 1205 LOUISIANA AVENUE, SUITE 441 PERRYSBURG, OH 43552 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 11.72% |
| RONALD T DREBERT3 Filed as: RONALD T. DREBERT | 2624 GREENACRE DRIVE FINDLAY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.56% |
| MJ INSURANCE3 Filed as: BELDEN A. BESSE AND VARIOUS AGENTS | 518 4TH STREET FINDLEY, OH 45840 | CONTINENTAL AMERICAN INSURANCE COMPANY | $940 | — | $940 | 1.56% |
| CHAD A POLLOCK3 Filed as: CHAD A. POLLOCK | 1106 LINDEN DRIVE VAN WERT, OH 45891 | CONTINENTAL AMERICAN INSURANCE COMPANY | $853 | — | $853 | 1.41% |
| ANDREW CONNORS3 Filed as: ANDREW D. CONNORS | 5614 ADA STREET COCOA, FL 32927 | CONTINENTAL AMERICAN INSURANCE COMPANY | $757 | — | $757 | 1.26% |
| BRIAN J DAY3 Filed as: BRIAN J. DAY | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $279 | — | $279 | 0.46% |
| ASSUREDPARTNERS3 | 5905 EAST GALBRAITH ROAD SUITE 5000 CINCINNATI, OH 45236 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 26.75% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES | 11201 SANDUSKY STREET, SUITE 201 PERRYSBURG, OH 43551 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 15.27% |
| ASSUREDPARTNERS3 | 895 CENTRAL AVENUE, SUITE 1100 CINCINNATI, OH 45202 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 5.89% |
| ASSUREDPARTNERS3 | 4000 SMITH ROAD, SUITE 400 CINCINNATI, OH 45209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $501 | — | $501 | 11.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 334 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 345 | $106K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 334 | $136K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 334 | $86K |
| Other(4 contracts, 4 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 400 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.