No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAUREEN STAVOLE EMPLOYEE | Employee (plan) Service code 30 | 6051 CAREY DRIVE VALLEY VIEW, OH 441254259 | $121K |
| CHRISSANN CHAMBERS EMPLOYEE | Employee (plan) Service code 30 | 6051 CAREY DRIVE VALLEY VIEW, OH 441254259 | $102K |
| YURCHYK & DAVIS CPA'S AUDITOR | Accounting (including auditing) Service code 10 | 3660 STUTZ DRIVE, STE 101 CANFIELD, OH 44406 | $56K |
| BRIDGEWAY BENEFIT TECHNOLOGIES COMPUTER CONSULTING | Consulting (general) Service code 16 | 3700 KOPPERS ST, STE 400 BALTIMORE, MD 21227 | $34K |
| ZENITH AMERICAN SOLUTIONS THIRD PARTY ADMINISTRATOR | Contract Administrator Service code 13 | 302 KNIGHTS RUN AVE TAMPA, FL 33602 | $31K |
| FAULKNER, HOFFMAN & PHILLIPS LLC ATTORNEY | Legal Service code 29 | 20445 EMERALD PKWY DR CLEVELAND, OH 44135 | $29K |
| LOCAL UNION 436 RENT | Other fees Service code 99 | 6051 CAREY DRIVE VALLEY VIEW, OH 441254259 | $28K |
| PAYCHEX, INC. PAYROLL PROCESSING | Accounting (including auditing) Service code 10 | 911 PANORAMA TRAIL S ROCHESTER, NY 14625 | $8K |
| QUADIENT FINANCE USA, INC. POSTAGE PROVIDER | Other fees Service code 99 | 1 SOUTH WACKER DR CHICAGO, IL 60606 | $7K |
| MARGO JEROME, CPA ACCOUNTING SERVICES | Accounting (including auditing) Service code 10 | 28717 OSBORN RD BAY VILLAGE, OH 44140 | $7K |
| IRON MOUNTAIN STORAGE SERVICES | Other fees Service code 99 | 1750 SHENANGO RD TOBYHANNA, PA 18466 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CLEVELAND BAKERS & TEAMSTERS H&W FUND | 178 | $2.3M |
| Dental | ANTHEM - COMMUNITY INSURANCE COMPANY | 178 | $6K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 178 | $366 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.