See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CLEVELAND BAKERS & TEAMSTERS HEALTH INSURANCE | Insurance services Service code 23 | 9665 ROCKSIDE ROAD, C 216-781-6858 CLEVELAND, OH 44125 | $3.2M |
| GARY BONCELLA ADMINISTRATOR | Employee (plan) Service code 30 | 2297 LAMBERTON ROAD CLEVELAND HEIGHTS, OH 44118 | $150K |
| MAUREEN STAVOLE EMPLOYEE | Employee (plan) Service code 30 | 9689 GRIST MILL RUN OLMSTED FALLS, OH 44138 | $75K |
| CHRISSANN CHAMBERS EMPLOYEE | Employee (plan) Service code 30 | 7030 WESTVIEW DRIVE BRECKSVILLE, OH 44141 | $65K |
| THE SEGAL COMPANY EIN 13-1975125 ACTUARIAL SERVICES | Actuarial Service code 11 | — | $28K |
| TRAMER, SHORE & ZWICK EIN 34-1736265 AUDITOR | Accounting (including auditing) Service code 10 | 23775 COMMERCE PARK BEACHWOOD, OH 44122 | $14K |
| FAULKNER, HOFFMAN & PHILLIPS LLC EIN 45-1540483 LEGAL SERVICES | Legal Service code 29 | 20445 EMERALD PKWY 210 CLEVELAND, OH 44135 | $12K |
| PAYCHEX, INC. PAYROLL SERVICES | Accounting (including auditing) Service code 10 | 100 E. HINES HILL ROAD 330-342-0530 HUDSON, OH 44236 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM MEDICARE PREFERRED (PPO) | 59 | $265K |
| Dental | ANTHEM - COMMUNITY INSURANCE COMPANY | 25 | $4K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 10 | $4K |
| Prescription drug | ANTHEM MEDICARE PREFERRED (PPO) | 59 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 59 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.