| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP | 5005 ROCKSIDE ROAD FIFTH FLOOR INDEPENDENCE, OH 44131 | CVS HEALTH EMPLOYERS HEALTH | $0 | — | $0 | 0.00% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE ROAD FIFTH FLOOR INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO | $86K | $25K | $112K | 9.67% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE ROAD FIFTH FLOOR INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO | $0 | $0 | $0 | 0.00% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE ROAD FIFTH FLOOR INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO SUPERIOR DENTAL | $6K | — | $6K | 1.21% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET 4TH FLOOR BOSTON, MA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $41K | $5K | $46K | 10.92% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PKWY W, VEVA 16 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $21K | $21K | 5.00% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PWKY W, VEVA 16 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $10K | $10K | 5.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET 4TH FLOOR BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,532 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 329 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,861 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CVS HEALTH EMPLOYERS HEALTH | 857 | $6.5M |
| Dental | MEDICAL MUTUAL OF OHIO SUPERIOR DENTAL | 802 | $504K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 961 | $618K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 961 | $422K |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 857 | $1.2M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 961 | $618K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 961 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.