| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP3 | 5005 ROCKSIDE RD INDEPENDENCE, OH 44131 | CVS HEALTH EMPLOYERS HEALTH PURCHASING CORP OF OHIO | $0 | $0 | $0 | 0.00% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE RD INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO | $57K | $30K | $87K | 8.11% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE RD INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO SUPERIOR DENTAL CARE | $0 | $0 | $0 | 0.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET BOSTON, MA 02110 | UNUM | $37K | $7K | $43K | 11.46% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PKWY W, VEVA 16 SUITE 300 BLUE BELL, PA 19422 | UNUM | $0 | $19K | $19K | 5.00% |
| THE FEDELI GROUP3 | 5005 ROCKSIDE RD INDEPENDENCE, OH 44131 | MEDICAL MUTUAL OF OHIO | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 863 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 863 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CVS HEALTH EMPLOYERS HEALTH PURCHASING CORP OF OHIO | 863 | $4.9M |
| Dental | MEDICAL MUTUAL OF OHIO SUPERIOR DENTAL CARE | 863 | $463K |
| Vision | MEDICAL MUTUAL OF OHIO | 551 | $0 |
| Life insurance | UNUM | 970 | $376K |
| Long-term disability | UNUM | 970 | $376K |
| Prescription drug | CVS HEALTH EMPLOYERS HEALTH PURCHASING CORP OF OHIO | 863 | $3.8M |
| Stop-loss / reinsurancereinsurance | MEDICAL MUTUAL OF OHIO | 863 | $1.1M |
| Other | MEDICAL MUTUAL OF OHIO | 551 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 970 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.