No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Other services Service code 12 | — | $617K |
| PAINTING INDUSTRY FUNDS, INC. EIN 34-1840443 AFFILIATE | Contract Administrator Service code 13 | — | $338K |
| BRIDGEWAY BENEFIT TECHNOLOGIES, LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3700 KOPPERS ST., 400 BALTIMORE, MD 21227 | $149K |
| ALLOTTA FARLEY CO., L.P.A. EIN 34-1316963 NONE | Legal Service code 29 | — | $67K |
| EMPIRX HEALTH LLC EIN 47-1226691 NONE | Claims processing Service code 12 | — | $58K |
| THE SEGAL COMPANY EIN 46-0619194 NONE | Consulting (general) Service code 16 | — | $49K |
| DELTA DENTAL EIN 31-0685339 NONE | Claims processing Service code 12 | — | $30K |
| CLARK, SCHAEFER, HACKETT & CO. EIN 31-0800053 NONE | Accounting (including auditing) Service code 10 | — | $26K |
| TODD ASSOCIATES, INC. NONE | Insurance agents and brokers Service code 22 | 23825 COMMERCE PARK RD. SUITE A BEACHWOOD, OH 44122 | $23K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Investment advisory (plan) Service code 27 | — | $23K |
| PNC BANK EIN 25-1211909 NONE | Custodial (securities) Service code 19 | — | $11K |
| PNC INSTITUTIONAL INVESTMENTS EIN 25-1211909 NONE | Custodial (securities) Service code 19 | — | $11K |
| USI CONSULTING GROUP, INC. NONE | Investment advisory (plan) Service code 27 | 95 GLASTONBURY BLVD. SUITE 102 GLASTONBURY, CT 06033 | $11K |
| ANDCO CONSULTING, LLC EIN 59-3676225 NONE | Investment advisory (plan) Service code 27 | — | $8K |
| KEYBANK EIN 34-0797057 NONE | Custodial (securities) Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 836 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 74 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 55 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 965 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 876 | $0 |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 876 | $39K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 875 | $568K |
| Other | HARTFORD LIFE AND ACCIDENT | 876 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.