| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $45K | $54K | $99K | 2.17% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 75 REMITTANCE DRIVE STE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $39K | $25K | $64K | 1.41% |
| UNIVERSAL BENEFIT SOLUTIONS3 | 144 HEALTHLAND LANE MOORESVILLE, NC 28117 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | $22K | $29K | 0.64% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $296K | $0 | $296K | 9.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 02109 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $84K | $0 | $84K | 2.55% |
| MIGU PRESS INC5 | 260 IVYLAND ROAD WARMINSTER, PA 18974 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $5K | $5K | 0.15% |
| MIGU PRESS INC5 | 260 IVYLAND ROAD WARMINSTER, PA 18974 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 0.09% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES | 39340 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC. | $14K | $0 | $14K | 0.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $12K | $0 | $12K | 0.46% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CLEVELAND, OH | NORTHERN TRUST - DB CHICAGO, IL 606751446 | COMBINED INSURANCE COMPANY OF AMERICA | $33K | $0 | $33K | 1.38% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CLEVELAND, OH | 29840 NETWORK PLACE CHICAGO, IL 606731298 | COMBINED INSURANCE COMPANY OF AMERICA | $28K | $0 | $28K | 1.14% |
| THE JAMES B OSWALD COMPANY3 Filed as: TAYLOR OSWALD LLC | 1100 SUPERIOR AVENUE, SUITE 1330 CLEVELAND, OH 44114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $293K | $7 | $293K | 23.17% |
| THE JAMES B OSWALD COMPANY3 Filed as: TAYLOR OSWALD LLC | 1100 SUPERIOR AVENUE, SUITE 1330 CLEVELAND, OH 44114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $37K | $7 | $37K | 2.95% |
| THE JAMES B OSWALD COMPANY3 | STE 1500 1100 SUPERIOR AVE E CLEVELAND, OH 44114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $20K | $20K | 1.60% |
| AON CONSULTING INC3 | P.O. BOX 905494 CHARLOTTLE, NC 28290 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $7K | $0 | $7K | 0.55% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES, LLC | 39340 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $5K | $0 | $5K | 0.45% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1420 FIFTH AVE. SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $6K | $0 | $6K | 0.55% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES, LLC | 100 HALF DAY RD 4OB-4N-3 LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $5K | $0 | $5K | 0.44% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES | 39340 TREASURY CEBTER CHICAGO, IL 60694 | AETNA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.91% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE COMPANY | $857 | $0 | $857 | 0.08% |
| AON CONSULTING INC3 Filed as: AON RISK SOLUTIONS OF PR, INC. | P.O. BOX 191229 SAN JUAN, PR 009191229 | MCS LIFE INSURANCE COMPANY | $26K | $0 | $26K | 4.95% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES | 39340 TREASURY CTR CHICAGO, IL 606949000 | KAISER PERMANENTE HEALTH PLAN INC. | $2K | $0 | $2K | 0.47% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER PERMANENTE HEALTH PLAN INC. | $2K | $0 | $2K | 0.37% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $3K | $3K | 0.55% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O. BOX 905494 CHARLOTTE, NC 28290 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $5K | $0 | $5K | 1.00% |
| AON CONSULTING INC3 Filed as: AON RISK CENTRAL, INC | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $2K | $2K | 0.54% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $4K | $0 | $4K | 1.02% |
| AON CONSULTING INC3 Filed as: AON HEWITT | NORTHERN TRUST - DB CHICAGO, IL 606751446 | COMBINED INSURANCE COMPANY OF AMERICA | $433 | $0 | $433 | 1.34% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 29840 NETWORK PLACE CHICAGO, IL 606731298 | COMBINED INSURANCE COMPANY OF AMERICA | $288 | $0 | $288 | 0.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $259 | $259 | 0.91% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 75 REMITTANCE DRIVE STE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $160 | $160 | 0.56% |
| UNIVERSAL BENEFIT SOLUTIONS3 | 144 HEALTHLAND LANE MOORESVILLE, NC 28117 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $0 | $145 | $145 | 0.51% |
| AON CONSULTING INC3 Filed as: AON RISK SOLUTIONS OF PR, INC. | P.O. BOX 363786 SAN JUAN, PR 009363786 | TRIPLE-S VIDA, INC. | $2K | $0 | $2K | 13.00% |
| MULLIN TBG INSURANCE AGENCY SVCS3 | 33174 COLLECTION CENTER DR CHICAGO, IL 60693 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $939 | $0 | $939 | 14.66% |
| M FINANCIAL HOLDINGS INC3 | SUITE 900 1125 NW COUCH STREET PORTLAND, OR 97209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $192 | $192 | 3.00% |
| NICOLE K DAVIDSON3 | 1202 W 33RD PLACE CHICAGO, IL 60608 | ZURICH AMERICAN LIFE INSURANCE COMPANY | $583 | $0 | $583 | 11.13% |
| MULLIN TBG INSURANCE AGENCY SVCS3 | 100 N SEPULVEDA BLVD STE 500 EL SEGUNDO, CA 90245 | THE PAUL REVERE LIFE INSURANCE COMPANY | $37 | $184 | $221 | 5.32% |
| SUMMA FINANCIAL CORP3 | 520 LAKE COOK RD STE 520 DEERFIELD, IL 60015 | THE PAUL REVERE LIFE INSURANCE COMPANY | $0 | $20 | $20 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 40,628 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,075 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 41,703 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,522 | $9.5M |
| Dental(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 4,423 | $1.6M |
| Vision(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 42,085 | $8.0M |
| Life insurance(4 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 26,981 | $9.4M |
| Short-term disability(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 22,730 | $1.8M |
| Long-term disability(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 26,192 | $4.6M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 590 | $5.6M |
| Other(6 contracts, 4 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 27,357 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,085 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.