| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIED SER. DIV. OF THE HEALTH PLAN3 | 52160 NATIONAL ROAD EAST ST. CLAIRSVILLE, OH 43950 | ALLIED SERVICES DIVISION OF THE HEALTH PLAN | — | $152K | $152K | 3.23% |
| RHONDA W BALL3 Filed as: RHONDA W. BALL | PO BOX 1233 POWELL, OH 43065 | AFLAC | $1K | — | $1K | 3.14% |
| STEVE NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $961 | — | $961 | 2.14% |
| JOHN G CURTIS3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $695 | — | $695 | 1.55% |
| BRIAN J DAY3 Filed as: BRIAN J. DAY | 13189 HITCHING POST RD DEWITT, MI 48820 | AFLAC | $558 | — | $558 | 1.24% |
| KIMBERLY NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $323 | — | $323 | 0.72% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $292 | — | $292 | 0.65% |
| JOSEPH OMLOR3 Filed as: JOSEPH L. OMLOR | 6165 NEEDLETAIL RD. GAHANNA, OH 43230 | AFLAC | $214 | — | $214 | 0.48% |
| LUBA M SHNIDER3 Filed as: LUBA SHNIDER | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC | $196 | — | $196 | 0.44% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $180 | — | $180 | 0.40% |
| LANCE SHNIDER3 | 6873 NEW ALBANY LINKS DR. NEW ALBANY, OH 43054 | AFLAC | $163 | — | $163 | 0.36% |
| MICHAEL C WALKER3 Filed as: MICHAEL QUINN | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $131 | — | $131 | 0.29% |
| HERBERT P SHNIDER3 Filed as: HERBERT SHNIDER | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC | $103 | — | $103 | 0.23% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 995 ATLANTA, GA 30303 | AFLAC | $95 | — | $95 | 0.21% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE & ASSOC. LLC | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | AFLAC | $71 | — | $71 | 0.16% |
| JOHN F ADAMSKY3 Filed as: JOHN F. ADAMSKY | P.O. BOX 6164 NEW PHILADELPHIA, OH 44663 | AFLAC | $56 | — | $56 | 0.12% |
| KAREN SUTPHIN3 | 81 TABLE ROCK LANE WHEELING, WV 26003 | AFLAC | $56 | — | $56 | 0.12% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 945 STAR SHOOR PKWY LEXINGTON, KY 40509 | AFLAC | $52 | — | $52 | 0.12% |
| SUSANNE B STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $48 | — | $48 | 0.11% |
| JORDAN FUNK3 | 917 COUNTY ROAD 100N THOMPSONVILLE, IL 62890 | AFLAC | $43 | — | $43 | 0.10% |
| MARCUS WAYNE MCREE3 | 1162 E BROAD ST APT E1 COLUMBUS, OH 43205 | AFLAC | $41 | — | $41 | 0.09% |
| ELIZABETH FARLEY3 | 590 S. SELBY BLVD. WORTHINGTON, OH 43085 | AFLAC | $41 | — | $41 | 0.09% |
| DAWN M BRICKER3 | 6898 STATE ROUTE 800 SE UHRICHSVILLE, OH 44683 | AFLAC | $40 | — | $40 | 0.09% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 14966 ROBBINS RD JOHNSTOWN, OH 43031 | AFLAC | $39 | — | $39 | 0.09% |
| MICHAEL FINLEY3 | 907 E FRONT ST DOVER, OH 44622 | AFLAC | $37 | — | $37 | 0.08% |
| GREGORY F STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $30 | — | $30 | 0.07% |
| MARY SUE MOORE3 Filed as: MARY MOORE | 415 GLEN RIDGE AVENUE TEMPLE TERRACE, FL 33617 | AFLAC | $29 | — | $29 | 0.06% |
| BERNADETTE PAVLICK3 | 681 N JAMES RD COLUMBUS, OH 43219 | AFLAC | $28 | — | $28 | 0.06% |
| JEREMY D NELSON3 Filed as: JEREMY NELSON | 474 CHERRY ROAD GAHANNA, OH 43230 | AFLAC | $26 | — | $26 | 0.06% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH CT DUBLIN, OH 43016 | AFLAC | $26 | — | $26 | 0.06% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $24 | — | $24 | 0.05% |
| BRIAN R KIMMEL3 Filed as: BRIAN KIMMEL | 2101 E BROADWAY RD STE 10 TEMPE, AZ 85282 | AFLAC | $24 | — | $24 | 0.05% |
| MATTHEW STEIN3 | 2714 SHADY RIDGE DR COLUMBUS, OH 43231 | AFLAC | $23 | — | $23 | 0.05% |
| KENNETH HANCOCK3 | 106 ORCHARD DRIVE ST. CLAIRSVILLE, OH 43950 | AFLAC | $23 | — | $23 | 0.05% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $22 | — | $22 | 0.05% |
| MICHAEL T HARWOOD3 Filed as: MICHAEL HARWOOD | PO BOX 1 APPLE CREEK, OH 44606 | AFLAC | $20 | — | $20 | 0.04% |
| GARY L CARDER3 Filed as: GARY CARDER | 2854 BURNSIDE ST AKRON, OH 44312 | AFLAC | $20 | — | $20 | 0.04% |
| MARK L HUFHAND3 Filed as: MARK HUFHAND | 3313 LEE ST NW NORTH CANTON, OH 44720 | AFLAC | $17 | — | $17 | 0.04% |
| LINDA J KUJAWA3 Filed as: LINDA J. KUJAWA | 2414 NORTH STREET GRANVILLE, OH 43023 | AFLAC | $16 | — | $16 | 0.04% |
| RAMONA INGRAM3 | 3573 WOODVIEW LANE BATAVIA, OH 45103 | AFLAC | $15 | — | $15 | 0.03% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $13 | — | $13 | 0.03% |
| BRYAN C SWYERS3 Filed as: BRYAN SWYERS | 2429 HYDE PARK RD JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.03% |
| EDWARD ROYSE3 Filed as: EDWARD A. ROYSE | 4184 BOULDER DAM DRIVE COLUMBUS, OH 43230 | AFLAC | $12 | — | $12 | 0.03% |
| MICKLEY CONSULTING LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $12 | — | $12 | 0.03% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $11 | — | $11 | 0.02% |
| MARK D JONES3 Filed as: MARK JONES | 306 CUNNINGHAM RUN RD. PENNSBORO, WV 26415 | AFLAC | $9 | — | $9 | 0.02% |
| DAVID AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $8 | — | $8 | 0.02% |
| EDWARD SNODGRASS3 | 506 MILLERS LANE PITTSBURGH, PA 15239 | AFLAC | $8 | — | $8 | 0.02% |
| ROBERT E KEMMER3 | PO BOX 352 BUFFALO, OH 43722 | AFLAC | $8 | — | $8 | 0.02% |
| CHANDLER STEWART3 | 1003 COLLINS CT BARTONVILLE, IL 61607 | AFLAC | $7 | — | $7 | 0.02% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $6 | — | $6 | 0.01% |
| KEITH FRIZZELL3 | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT P HARE3 Filed as: ROBERT HARE | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | AFLAC | $5 | — | $5 | 0.01% |
| GREGORY L KELLER3 | 7777 SPRING MILL DR CANAL WINCHESTER, OH 43110 | AFLAC | $5 | — | $5 | 0.01% |
| MARY BETH RESSLER3 | PO BOX 340352 DAYTON, OH 45434 | AFLAC | $4 | — | $4 | 0.01% |
| MARI GYURCSIK3 | 43 N STANWOOD RD COLUMBUS, OH 43209 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN RASCHELLA3 | 3206 WALES AVE CLEVELAND, OH 44134 | AFLAC | $3 | — | $3 | 0.01% |
| SUZANNE MOOREHEAD3 | 40 CAMINO DE LA BUENA VISTA PLACITAS, NM 87043 | AFLAC | $3 | — | $3 | 0.01% |
| JACK A SHADE3 Filed as: JACK SHADE | 690 TREE BEND CT WESTERVILLE, OH 43082 | AFLAC | $2 | — | $2 | 0.00% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD J GRETHEL3 Filed as: RONALD GRETHEL | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID DIREMIGIO3 | 2011 YANKEE STREET WELLSBURG, WV 26070 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN D SUSIE3 Filed as: JOHN SUSIE | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $1 | — | $1 | 0.00% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $1 | — | $1 | 0.00% |
| DARREN D RIDDLE3 Filed as: DARREN BRUNO | 7542 STONE LAKE DR DUBLIN, OH 43016 | AFLAC | $1 | — | $1 | 0.00% |
| RANDY M SOMERMAN3 Filed as: RANDY SOMERMAN | 19878 W KERRY PL STRONGSVILLE, OH 44149 | AFLAC | $1 | — | $1 | 0.00% |
| DANIELLE C DUNN3 Filed as: DANIELLE DUNN | 185 S COLUMBIA AVE COLUMBUS, OH 43209 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY L ELLIS3 Filed as: BRADLEY ELLIS | 7713 INDEPENDENCE PL CRESTWOOD, KY 40014 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERTA DICKINSON3 | PO BOX 360277 STRONGSVILLE, OH 44136 | AFLAC | $1 | — | $1 | 0.00% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $1 | — | $1 | 0.00% |
| KARA M CARMODY3 Filed as: KARA CARMODY | 22280 445TH AVE STE 201 RAMONA, SD 57054 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTEN EDGE3 | 8326 BURLINGTON DR NORTH RIDGEVILLE, OH 44039 | AFLAC | $1 | — | $1 | 0.00% |
| HEALTH PLAN OF THE UPPER OH VALLEY3 Filed as: THE HEALTH PLAN/UPPER OH | 52160 NATIONAL ROAD EAST ST. CLAIRSVILLE, OH 43950 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 4.28% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 Filed as: HEALTHCARE REFORM ALT. LLC | 2706 BAR HARBOUR CT LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 1.43% |
| KEVIN D HOWELL3 Filed as: KEVIN HOWELL | 60 WEST COLUMBUS STREET THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.24% |
| DWAINE K HOWELL3 Filed as: DWAINE HOWELL | 79 LAKEVIEW DRIVE THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.16% |
| JAMES R THOMAS SR3 Filed as: JAMES THOMAS | 5451 ST. ANDREWS DRIVE WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 515 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 515 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLIED SERVICES DIVISION OF THE HEALTH PLAN | 515 | $4.7M |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 90 | $46K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 90 | $46K |
| Long-term disability | AFLAC | 90 | $45K |
| Other | AFLAC | 90 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.