| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIED SER. DIV. OF THE HEALTH PLAN3 | 52160 NATIONAL ROAD EAST ST. CLAIRSVILLE, OH 43950 | ALLIED SERVICES DIVISION OF THE HEALTH PLAN | — | $131K | $131K | 4.41% |
| RHONDA W BALL3 Filed as: RHONDA W. BALL | PO BOX 1233 POWELL, OH 43065 | AFLAC | $2K | $72 | $2K | 4.50% |
| STEVE NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $778 | $90 | $868 | 1.95% |
| BRIAN J DAY3 Filed as: BRIAN J. DAY | 8744 UNION CENTRE BLVD, SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $591 | — | $591 | 1.33% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $321 | — | $321 | 0.72% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE & ASSOC. LLC | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | AFLAC | $237 | $48 | $285 | 0.64% |
| KIMBERLY NIETO3 | 5419 CLUB DRIVE WESTERVILLE, OH 43082 | AFLAC | $214 | $32 | $246 | 0.55% |
| JOHN G CURTIS3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $222 | $20 | $242 | 0.54% |
| JOSEPH OMLOR3 Filed as: JOSEPH L. OMLOR | 6165 NEEDLETAIL RD. GAHANNA, OH 43230 | AFLAC | $225 | — | $225 | 0.50% |
| LUBA M SHNIDER3 Filed as: LUBA SHNIDER | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC | $210 | — | $210 | 0.47% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $171 | $33 | $204 | 0.46% |
| LANCE SHNIDER3 | 6873 NEW ALBANY LINKS DR. NEW ALBANY, OH 43054 | AFLAC | $193 | — | $193 | 0.43% |
| SUZANNE MOOREHEAD3 | 40 CAMINO DE LA BUENA VISTA PLACITAS, NM 87043 | AFLAC | $147 | $10 | $157 | 0.35% |
| MICHAEL C WALKER3 Filed as: MICHAEL QUINN | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $143 | — | $143 | 0.32% |
| BERNADETTE PAVLICK3 | 681 N JAMES RD COLUMBUS, OH 43219 | AFLAC | $107 | $12 | $119 | 0.27% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 995 ATLANTA, GA 30303 | AFLAC | $116 | — | $116 | 0.26% |
| HERBERT P SHNIDER3 Filed as: HERBERT SHNIDER | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC | $113 | — | $113 | 0.25% |
| MARCUS WAYNE MCREE3 | 1162 E BROAD ST APT E1 COLUMBUS, OH 43205 | AFLAC | $99 | $11 | $110 | 0.25% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH CT DUBLIN, OH 43016 | AFLAC | $81 | $14 | $95 | 0.21% |
| JOHN F ADAMSKY3 Filed as: JOHN F. ADAMSKY | P.O. BOX 6164 NEW PHILADELPHIA, OH 44663 | AFLAC | $63 | — | $63 | 0.14% |
| SUSANNE B STENZEL3 | 6800 STONY HILL RD MCKINNEY, TX 75070 | AFLAC | $60 | — | $60 | 0.13% |
| KAREN SUTPHIN3 | 81 TABLE ROCK LANE WHEELING, WV 26003 | AFLAC | $56 | — | $56 | 0.13% |
| PHILLIP KNOCHEL3 | 1624 DEMARET LN COLUMBUS, OH 43228 | AFLAC | $51 | — | $51 | 0.11% |
| GREGORY L KELLER3 | 7777 SPRING MILL DR CANAL WINCHESTER, OH 43110 | AFLAC | $45 | $6 | $51 | 0.11% |
| DAWN M BRICKER3 | 6898 STATE ROUTE 800 SE UHRICHSVILLE, OH 44683 | AFLAC | $50 | — | $50 | 0.11% |
| UMESH C PATEL3 | 7235 BRIDGE WATER BLVD COLUMBUS, OH 43235 | AFLAC | $47 | $3 | $50 | 0.11% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 2740 AIRPORT DR, SUITE 170 COLUMBUS, OH 43219 | AFLAC | $44 | — | $44 | 0.10% |
| MARI GYURCSIK3 | 420 S PARKVIEW AVE COLUMBUS, OH 43209 | AFLAC | $41 | $2 | $43 | 0.10% |
| ELIZABETH FARLEY3 | 590 S. SELBY BLVD. WORTHINGTON, OH 43085 | AFLAC | $42 | — | $42 | 0.09% |
| GREGORY F STENZEL3 | 6800 STONY HILL RD MCKINNEY, TX 75070 | AFLAC | $38 | — | $38 | 0.09% |
| MICHAEL FINLEY3 | 907 E FRONT ST DOVER, OH 44622 | AFLAC | $37 | — | $37 | 0.08% |
| JORDAN FUNK3 | 1600 HERITAGE LANDING SUITE 115 ST CHARLES, MO 63303 | AFLAC | $35 | — | $35 | 0.08% |
| JEREMY D NELSON3 Filed as: JEREMY NELSON | 474 CHERRY ROAD GAHANNA, OH 43230 | AFLAC | $35 | — | $35 | 0.08% |
| DOUGLAS BECK3 Filed as: DOUGLAS J. BECK | 3763 RED DEER TRL BROOMFIELD, CO 80020 | AFLAC | $32 | — | $32 | 0.07% |
| CASSIE THOMAS3 | 412 N BROAD ST BREMEN, OH 43107 | AFLAC | $32 | — | $32 | 0.07% |
| MARY SUE MOORE3 Filed as: MARY MOORE | 415 GLEN RIDGE AVENUE TEMPLE TERRACE, FL 33617 | AFLAC | $31 | — | $31 | 0.07% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $27 | — | $27 | 0.06% |
| MICKLEY CONSULTING LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43229 | AFLAC | $27 | — | $27 | 0.06% |
| MICHAEL T HARWOOD3 Filed as: MICHAEL HARWOOD | PO BOX 1 APPLE CREEK, OH 44606 | AFLAC | $25 | — | $25 | 0.06% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $24 | — | $24 | 0.05% |
| MATTHEW STEIN3 | 2714 SHADY RIDGE DR COLUMBUS, OH 43231 | AFLAC | $23 | — | $23 | 0.05% |
| BRIAN R KIMMEL3 Filed as: BRIAN KIMMEL | 2101 E BROADWAY RD STE 10 TEMPE, AZ 85282 | AFLAC | $23 | — | $23 | 0.05% |
| KENNETH HANCOCK3 | 106 ORCHARD DRIVE ST. CLAIRSVILLE, OH 43950 | AFLAC | $23 | — | $23 | 0.05% |
| MARK L HUFHAND3 Filed as: MARK HUFHAND | 3313 LEE ST NW NORTH CANTON, OH 44720 | AFLAC | $21 | — | $21 | 0.05% |
| ANDREW J LOEWEN3 Filed as: ANDREW STEIN | 9262 WORTHINGTON RD STE 303 WESTERVILLE, OH 43082 | AFLAC | $21 | — | $21 | 0.05% |
| GARY L CARDER3 Filed as: GARY CARDER | 2854 BURNSIDE ST AKRON, OH 44312 | AFLAC | $20 | — | $20 | 0.04% |
| EDWARD ROYSE3 Filed as: EDWARD A. ROYSE | 4184 BOULDER DAM DRIVE COLUMBUS, OH 43230 | AFLAC | $17 | — | $17 | 0.04% |
| RAMONA INGRAM3 | 3573 WOODVIEW LANE BATAVIA, OH 45103 | AFLAC | $16 | — | $16 | 0.04% |
| LINDA J KUJAWA3 Filed as: LINDA J. KUJAWA | 2414 NORTH STREET GRANVILLE, OH 43023 | AFLAC | $16 | — | $16 | 0.04% |
| ROBERT E KEMMER3 | PO BOX 352 BUFFALO, OH 43722 | AFLAC | $14 | — | $14 | 0.03% |
| MAKOWSKI INS AGCY INC3 | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $13 | — | $13 | 0.03% |
| BRYAN C SWYERS3 Filed as: BRYAN SWYERS | 2429 HYDE PARK RD JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.03% |
| CHRISTOPHER L ALTON3 Filed as: CHRISTOPHER L. ALTON | 150 N MILLER RD, SUITE 300A FAIRLAWN, OH 44333 | AFLAC | $12 | — | $12 | 0.03% |
| ROBERT P HARE3 Filed as: ROBERT HARE | 470 OLDE WORTHINGTON RD STE 250 WESTERVILLE, OH 43082 | AFLAC | $12 | — | $12 | 0.03% |
| KEITH FRIZZELL3 | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $11 | $1 | $12 | 0.03% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $11 | — | $11 | 0.02% |
| MARK D JONES3 Filed as: MARK JONES | 306 CUNNINGHAM RUN RD. PENNSBORO, WV 26415 | AFLAC | $9 | — | $9 | 0.02% |
| DAVID AESOPH3 | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $8 | — | $8 | 0.02% |
| EDWARD SNODGRASS3 | 506 MILLERS LANE PITTSBURGH, PA 15239 | AFLAC | $8 | — | $8 | 0.02% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.01% |
| MARY BETH RESSLER3 | PO BOX 340352 DAYTON, OH 45434 | AFLAC | $4 | — | $4 | 0.01% |
| CHRISTOPHER W. MARSHALL3 | 2841 AIGIN CT HILLIARD, OH 43026 | AFLAC | $3 | — | $3 | 0.01% |
| DAVID DIREMIGIO3 | 2011 YANKEE STREET WELLSBURG, WV 26070 | AFLAC | $1 | — | $1 | 0.00% |
| HEALTH PLAN OF THE UPPER OH VALLEY3 Filed as: THE HEALTH PLAN/UPPER OH | 52160 NATIONAL ROAD EAST ST. CLAIRSVILLE, OH 43950 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 3.92% |
| HEALTHCARE REFORM ALTERNATIVES LLC3 Filed as: HEALTHCARE REFORM ALT. LLC | 2706 BAR HARBOUR CT LEWIS CENTER, OH 43035 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 1.45% |
| KEVIN D HOWELL3 Filed as: KEVIN HOWELL | 60 WEST COLUMBUS STREET THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.29% |
| DWAINE K HOWELL3 Filed as: DWAINE HOWELL | 79 LAKEVIEW DRIVE THORNVILLE, OH 43076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.15% |
| JAMES R THOMAS SR3 Filed as: JAMES THOMAS | 5451 ST. ANDREWS DRIVE WESTERVILLE, OH 43082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLIED SERVICES DIVISION OF THE HEALTH PLAN | 523 | $3.0M |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 103 | $46K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 103 | $46K |
| Long-term disability | AFLAC | 103 | $45K |
| Other | AFLAC | 103 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 523 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.