| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAGIS ADVISORY GROUP LLC3 | 36711 AMERICAN WAY STE. 2F AVON, OH 44011 | MEDICAL MUTUAL | $27K | $3K | $30K | 4.11% |
| MAGIS ADVISORY GROUP LLC3 Filed as: MAGIS ADVISORY GROUP | 36711 AMERICAN WAY STE. 2F AVON, OH 44145 | DELTA DENTAL OF OHIO | $2K | — | $2K | 6.24% |
| DMC BENEFITS INC3 Filed as: DMC BENEFITS INC. | 1485 PRINCE CHARLES AVE. WESTLAKE, OH 44145 | DELTA DENTAL OF OHIO | $2K | — | $2K | 4.99% |
| MAGIS ADVISORY GROUP LLC3 Filed as: MAGIS ADVISORY GROUP | 36711 AMERICAN WAY, STE. 2F AVON, OH 44011 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $1K | $6K | 22.79% |
| UNITED OF OMAHA LIFE INSURANCE CO5 | MUTUAL OF OMAHA PLAZA OMAHA, NE 68175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 10.04% |
| DMC BENEFITS INC3 Filed as: DMC BENEFITS INC. | 1485 PRINCE CHARLES AVE. WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 5.52% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERIVECS INC. | 1250 S CAPITAL OF TEXAS HWY STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $361 | $361 | 1.45% |
| MAGIS ADVISORY GROUP LLC3 Filed as: MAGIS ADVISORY GROUP | 36711 AMERICAN WAY, STE. 2F AVON, OH 44011 | EYEMED VISION CARE | $668 | — | $668 | 10.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 63 | $733K |
| Dental | DELTA DENTAL OF OHIO | 85 | $31K |
| Vision | EYEMED VISION CARE | 96 | $6K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $25K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $25K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $25K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 85 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.