No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEST COAST GROUP BENEFITS PLAN SERVICE PROVIDER | Insurance agents and brokers Service code 22 | 10809 THORNMINT ROAD, SUITE A SAN DIEGO, CA 92127 | $870K |
| POLYCOMP ADMINISTRATIVE SERVICES PLAN SERVICE PROVIDER | Plan Administrator Service code 14 | 404 CAMINO DEL RIO S, SUITE 608 SAN DIEGO, CA 92108 | $420K |
| WOLDS LAW GROUP PLAN SERVICE PROVIDER | Legal Service code 29 | 4747 EXECUTIVE DR. SUITE 250 SAN DIEGO, CA 92121 | $125K |
| ABC - SAN DIEGO CHAPTER PLAN SERVICE PROVIDER | Participant communication; Employee (plan sponsor) Service code 35 | 13825 KIRKHAM WAY POWAY, CA 92064 | $56K |
| CLELLAND & COMPANY PLAN SERVICE PROVIDER | Investment management Service code 28 | 5151 SHOREHAM PLACE, SUITE 130 SAN DIEGO, CA 92122 | $12K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 PLAN SERVICE PROVIDER | Accounting (including auditing) Service code 10 | 925 HIGHLAND POINTE DRIVE, STE 450 ROSEVILLE, CA 95678 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,832 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,851 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,375 | $13.0M |
| Dental(5 contracts, 4 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 1,920 | $1.2M |
| Vision(2 contracts) | EYEMED | 2,081 | $46K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,135 | $25K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,135 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,081 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.