See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEST COAST GROUP BENEFITS PARTY IN INTEREST | Insurance agents and brokers Service code 22 | 10809 THORNMINT ROAD, SUITE A SAN DIEGO, CA 92127 | $612K |
| POLYCOMP ADMINISTRATIVE SERVICES PARTY IN INTEREST | Contract Administrator Service code 13 | 404 CAMINO DEL RIO S, SUITE 608 SAN DIEGO, CA 92108 | $337K |
| WOLDS LAW GROUP PARTY IN INTEREST | Legal Service code 29 | 4747 EXECUTIVE DR. SUITE 250 SAN DIEGO, CA 92121 | $101K |
| AKT LLP PARTY IN INTEREST | Accounting (including auditing) Service code 10 | 7676 HAZARD CENTER DR, SUITE 1300 SAN DIEGO, CA 92108 | $42K |
| SD CHAPTER ABC TRA TRUST FUND PARTY IN INTEREST | Contract Administrator Service code 13 | 13825 KIRKHAM WAY POWAY, CA 92064 | $40K |
| CLELLAND & COMPANY PARTY IN INTEREST | Investment management Service code 28 | 5151 SHOREHAM PLACE, SUITE 130 SAN DIEGO, CA 92122 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,534 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,557 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTHNET | 1,464 | $12.5M |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA | 1,309 | $760K |
| Vision | VISION SERVICE PLAN | 836 | $62K |
| Life insurance | RELIANCE STANDARD LIFE | 554 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.