| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL VINCENT MANIACI3 | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | AETNA LIFE INSURANCE COMPANY | $0 | $47K | $47K | 5.07% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | AETNA LIFE INSURANCE COMPANY | $0 | $9K | $9K | 1.02% |
| DANIEL VINCENT MANIACI3 | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | AETNA HEALTH INC. | $0 | $29K | $29K | 5.20% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | AETNA HEALTH INC. | $0 | $6K | $6K | 1.04% |
| DANIEL VINCENT MANIACI3 | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | $0 | $12K | 5.71% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC. | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $6K | $10K | 4.62% |
| BRIAN YERVANT AKIAN3 | PO BOX 17269 IRVINE, CA 92623 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $84 | $1K | 17.66% |
| DANIEL VINCENT MANIACI3 | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $587 | $0 | $587 | 8.29% |
| MICHAEL F FAHEY III3 Filed as: MICHAEL F. FAHEY III | 9301 NW 33RD STREET DORAL, FL 33172 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $175 | $59 | $234 | 3.31% |
| WILLIAM ALFRED ROCKER3 | 16920 SW 78TH PLACE PALMETTO BAY, FL 33157 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.55% |
| DAVID O CHRISTENSEN3 Filed as: DAVID O. CHRISTENSEN | 180 MCKNIGHT DRIVE LAGUNA BEACH, CA 92651 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $31 | $6 | $37 | 0.52% |
| DAVID A. RACKLIFFE3 | 300 HEROIT COURT SPRING HILL, TN 37174 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $0 | $25 | 0.35% |
| ESQUEN INSURANCE GROUP CORP3 Filed as: ESQUEN INS GRP CORP & OTHER AGENTS | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.04% |
| DANIEL VINCENT MANIACI3 | 500 SILVER SPUR ROAD, SUITE 121 PALOS VERDES, CA 90275 | THE PAUL REVERE LIFE INSURANCE COMPANY | $147 | $0 | $147 | 6.44% |
| DAVID O CHRISTENSEN3 Filed as: DAVID O. CHRISTENSEN | 180 MCKNIGHT DRIVE LAGUNA BEACH, CA 92651 | THE PAUL REVERE LIFE INSURANCE COMPANY | $133 | $13 | $146 | 6.40% |
| BRIAN YERVANT AKIAN3 | PO BOX 17269 IRVINE, CA 92623 | THE PAUL REVERE LIFE INSURANCE COMPANY | $75 | $1 | $76 | 3.33% |
| MICHAEL F FAHEY III3 Filed as: MICHAEL F. FAHEY III | 9301 NW 33RD STREET DORAL, FL 33172 | THE PAUL REVERE LIFE INSURANCE COMPANY | $43 | $0 | $43 | 1.88% |
| ANDREW HAHN3 | 14 FOX LANE LAKE GROVE, NY 11755 | THE PAUL REVERE LIFE INSURANCE COMPANY | $14 | $1 | $15 | 0.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 231 | $1.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $212K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $212K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $212K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $212K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $212K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 231 | $1.5M |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $221K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 391 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.