| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | NIPPON LIFE INSURANCE COMPANY OF AMERICA | $376K | — | $376K | 2.98% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | PRIORITY HEALTH | $128K | — | $128K | 5.02% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC. | $49K | — | $49K | 4.53% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 2.36% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 2.10% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 3.08% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | VISION SERVICE PLAN | $3K | — | $3K | 2.21% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.10% |
| REMICK ASSOCIATES3 | ONE PARK PLAZA, SUITE 600 IRVINE, CA 92614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $624 | — | $624 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 831 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 839 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | NIPPON LIFE INSURANCE COMPANY OF AMERICA | 514 | $16.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,338 | $756K |
| Vision | VISION SERVICE PLAN | 820 | $149K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 831 | $225K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 831 | $126K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 831 | $174K |
| Prescription drug(3 contracts, 3 carriers) | NIPPON LIFE INSURANCE COMPANY OF AMERICA | 514 | $16.2M |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 831 | $403K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.