| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID D AINGE3 | 3838 UPPER DR LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $327K | — | $327K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 | THE BENEFIT PLANNING GROUP 2301 SUGAR BUSH RD #600 RALEIGH, NC 27612 | STANDARD INSURANCE COMPANY | $314K | — | $314K | 9.58% |
| KATHLEEN LEININGER INS SERVICES INC3 | 8880 BENSON AVE STE 106 MONTCLAIR, CA 91763 | AFLAC | $45K | $2K | $47K | 5.18% |
| CYNTHIA JAYNE GOODNICK3 | 8880 BENSON AVE STE 106 MONTCLAIR, CA 91763 | AFLAC | $14K | $1K | $15K | 1.65% |
| STEEN DOLAN SPROUFFSKE3 | PO BOX 14 CHINO HILLS, CA 91709 | AFLAC | $14K | $239 | $14K | 1.55% |
| VALERIE LOGAN3 | 11093 RAYMOND RD MORENO VALLEY, CA 92555 | AFLAC | $12K | $465 | $12K | 1.36% |
| CHRISTINA ANNE LEININGER3 | 8880 BENSON AVE STE 106 MONTCLAIR, CA 91763 | AFLAC | $11K | $794 | $12K | 1.35% |
| KEN MAJOR3 Filed as: KEN L MAJOR | 2211 MICHELSON DR STE 1150 IRVINE, CA 92612 | AFLAC | $12K | $17 | $12K | 1.34% |
| DOUGLAS J SUCHECKI3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $9K | $379 | $10K | 1.05% |
| JEFFREY T JOHNSON3 | 30766 MAINMAST DR AGOURA HILLS, CA 91301 | AFLAC | $8K | — | $8K | 0.91% |
| REGINA MARES3 | 16250 HOMECOMING DR UNIT 1302 CHINO, CA 91708 | AFLAC | $7K | $10 | $7K | 0.80% |
| DOUGLAS J SUCHECKI3 | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $4K | $2K | $7K | 0.73% |
| JAMES M PITZ3 Filed as: JAMES R LANDINGHAM | 1701 WILLIAMS CT APT 502 COLUMBUS, GA 31904 | AFLAC | $5K | $671 | $6K | 0.64% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $5K | $20 | $5K | 0.60% |
| DANIEL MARTIN BREDESON3 | 19043 META RD CORNELIUS, NC 28031 | AFLAC | $5K | — | $5K | 0.56% |
| CARLA SPROUFFSKE3 | 8880 BENSON AVE STE 106 MONTCLAIR, CA 91763 | AFLAC | $5K | $28 | $5K | 0.54% |
| JOSE M ROMERO3 | 9398 STONE CANYON RD CORONA, CA 92883 | AFLAC | $4K | — | $4K | 0.47% |
| JAMES M PITZ3 Filed as: JAMES R LANDINGHAM | 2626 E PARK AVE APT 18107 TALLAHASSEE, FL 32301 | AFLAC | $3K | — | $3K | 0.39% |
| KATHLEEN LEININGER INS SERVICES INC3 Filed as: KATHLEEN K LEININGER | 8880 BENSON AVE STE 106 MONTCLAIR, CA 91763 | AFLAC | $3K | — | $3K | 0.34% |
| CASSANDRA MARIE HERNANDEZ3 | 7774 MAGNOLIA AVE APT 2 RIVERSIDE, CA 92504 | AFLAC | $3K | $106 | $3K | 0.31% |
| DENISE A ORTEGA3 | 14138 DEERBROOK LN CHINO HILLS, CA 91709 | AFLAC | $2K | — | $2K | 0.27% |
| MARK D GOLDEN3 | 10370 HEMET ST SUITE 210 RIVERSIDE, CA 92503 | AFLAC | $2K | — | $2K | 0.26% |
| JULIUS ROBERT BOTELHO3 | PO BOX 1675 INYOKERN, CA 93527 | AFLAC | $2K | — | $2K | 0.17% |
| JOHN C MILNER3 | 2445 OAK AVE CORONA, CA 92882 | AFLAC | $1K | — | $1K | 0.16% |
| TERRANCE M LUCZAJ3 | 435 HARRODS LN CHARLESTON, SC 29412 | AFLAC | $1K | — | $1K | 0.15% |
| STEEN SPROUFFSKE3 | 11633 HERMES ST NORWALK, CA 90650 | AFLAC | $1K | — | $1K | 0.14% |
| LORENA ESPINOZA3 | 4150 E 4TH ST ONTARIO, CA 91764 | AFLAC | $912 | — | $912 | 0.10% |
| MEAGHAN DIVOKY3 | 3108 UPSHUR AVE APT A TWENTYNINE PALMS, CA 92277 | AFLAC | $604 | $290 | $894 | 0.10% |
| SHIRLEY ANDERSON3 | 10657 FELIX DR SANTEE, CA 92071 | AFLAC | $567 | $240 | $807 | 0.09% |
| SUSANA MERALY CALDERON3 | 2105 FOOTHILL BLVD #B216 LA VERNE, CA 91750 | AFLAC | $674 | — | $674 | 0.07% |
| THE HORTON GROUP3 Filed as: VERNA M HORTON | 2536 FOREST LK SANTA ANA, CA 92705 | AFLAC | $569 | — | $569 | 0.06% |
| JENNIFER L JOHNSON3 | 1336 STONEGATE LN SAN BERNADINO, CA 92407 | AFLAC | $565 | — | $565 | 0.06% |
| MARCELA YOLANDA SOTELO MALDONADO3 | 4390 MERRILL AVE RIVERSIDE, CA 92506 | AFLAC | $525 | — | $525 | 0.06% |
| DARLENE L RYLAND3 | 2951 VIA MILANO UNIT 108 CORONA, CA 92879 | AFLAC | $514 | — | $514 | 0.06% |
| ELIZABETH CAJANDAB CASTILLO3 | 16675 SLATE DR UNIT 1414 CHINO HILLS, CA 91709 | AFLAC | $507 | — | $507 | 0.06% |
| MARVIN L FORTMAN3 | 277 S 79TH ST UNIT 501 WEST DES MOINES, IA 50266 | AFLAC | $490 | — | $490 | 0.05% |
| ELIZABETH CAJANDAB CASTILLO3 | 16011 BUTTERFIELD RANCH RD UNIT 215 CHINO HILLS, CA 91709 | AFLAC | $432 | — | $432 | 0.05% |
| JAMES PETE AGALOS3 | 22511 LARK SPRING TER DIAMOND BAR, CA 91765 | AFLAC | $408 | — | $408 | 0.04% |
| RONALD I MARTINDALE3 | 2220 E ROUTE 66 STE 215 GLENDORA, CA 91740 | AFLAC | $364 | — | $364 | 0.04% |
| JILL A FREEHLING3 | 1123 VIA BARCELONA REDLANDS, CA 92374 | AFLAC | $343 | — | $343 | 0.04% |
| RONALD SCOTT WATTENBARGER3 | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $169 | $127 | $296 | 0.03% |
| TOMMY C FLEESON3 | 1300 SHETTER AVE APT 1041 JACKSONVILLE BEACH, FL 32250 | AFLAC | $282 | — | $282 | 0.03% |
| ACQUANETTA D GOSLEE3 | 53 CORTE MADERA LAKE ELSINORE, CA 92532 | AFLAC | $270 | — | $270 | 0.03% |
| JILL A FREEHLING3 | 1025 JASMINE ST REDLANDS, CA 92374 | AFLAC | $268 | — | $268 | 0.03% |
| TIFFANY ANNE KING3 | 1010 LAKE ST STE 430 OAK PARK, IL 60301 | AFLAC | $233 | — | $233 | 0.03% |
| ANDREW R GRETHEL3 | 11739 HICKORY RUN CT LOVELAND, OH 45140 | AFLAC | $220 | — | $220 | 0.02% |
| CLINT D SALMON3 | 34 DOWNFIELD WAY TRABUCO CANYON, CA 92679 | AFLAC | $195 | — | $195 | 0.02% |
| JOY E GUNDERSON3 | 4531 VALLECITO LN YORBA LINDA, CA 92886 | AFLAC | $172 | — | $172 | 0.02% |
| KRISTEN NICOLE GLENN3 | 1604 VIA TULIPAN SAN CLEMENTE, CA 92673 | AFLAC | $165 | — | $165 | 0.02% |
| CYNTHIA LEE MACK MILLER3 | 3015 SHADID DR COLTON, CA 92324 | AFLAC | $163 | — | $163 | 0.02% |
| MATTHEW D PAULUS3 | 100 TENNESSEE ST APT 1 REDLANDS, CA 92373 | AFLAC | $126 | — | $126 | 0.01% |
| EVELYN FRAZIER3 | 2379 OLD RANCH RD ESCONDIDO, CA 92027 | AFLAC | $120 | — | $120 | 0.01% |
| JOHN C WILLY3 | 4850 SAN JOSE ST APT 160 MONTCLAIR, CA 91763 | AFLAC | $93 | — | $93 | 0.01% |
| MARIAN E LENCIONI3 | 3400 INLAND EMPIRE BLVD STE 101 ONTARIO, CA 91764 | AFLAC | $88 | — | $88 | 0.01% |
| BRENDA FINDLEY-SUTTON3 | 340 W 9TH ST # 4 SAN BERNARDINO, CA 92401 | AFLAC | $87 | — | $87 | 0.01% |
| RICHARD M GITMED3 | 78463 BLACKSTONE CT BERMUDA DUNES, CA 92203 | AFLAC | $81 | — | $81 | 0.01% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $79 | — | $79 | 0.01% |
| NANCY L BOTELHO3 | PO BOX 1675 INYOKERN, CA 93527 | AFLAC | $76 | — | $76 | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FL 6 SAN DIEGO, CA 92101 | AFLAC | $76 | — | $76 | 0.01% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $70 | — | $70 | 0.01% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $69 | — | $69 | 0.01% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 120 PROVIDENCE TRL APT 1200 MT JULIET, TN 37122 | AFLAC | $67 | — | $67 | 0.01% |
| MARK J WOOD3 | 315 W HACIENDA DR CORONA, CA 92882 | AFLAC | $67 | — | $67 | 0.01% |
| ROBERT D AHEARN3 | 13646 MORNINGSIDE DR YUCAIPA, CA 92399 | AFLAC | $67 | — | $67 | 0.01% |
| PEGGY K SALMON3 | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $65 | — | $65 | 0.01% |
| CYNTHIA B GOLDEN3 | 27500 BOTTLE BRUSH WAY MURRIETA, CA 92562 | AFLAC | $56 | — | $56 | 0.01% |
| JANICE M ADAMSON3 | 405 S HIBISCUS WAY ANAHEIM, CA 92808 | AFLAC | $54 | — | $54 | 0.01% |
| THOMPSON & ASSOCIATES INSURANCE INC3 | 2743 S SANDPIPER AVE ONTARIO, CA 91761 | AFLAC | $52 | — | $52 | 0.01% |
| LABAN MATTHEW SPALDING3 | 29404 QUAIL RUN DR AGOURA HILLS, CA 91301 | AFLAC | $24 | $18 | $42 | 0.00% |
| KAREN ANN KAVOOSSI3 | 2134 OAKHURST CT UPLAND, CA 91784 | AFLAC | $32 | $9 | $41 | 0.00% |
| NORMA ALICIA MIRANDA3 | 27946 CAPTIVA PL CATHEDRAL CITY, CA 92234 | AFLAC | $40 | — | $40 | 0.00% |
| CHRISTOHPER S DISBROW3 | 10981 LOYOLA CT RANCHO CUCAMONGA, CA 91701 | AFLAC | $37 | — | $37 | 0.00% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 3013 LARGE HOP LN ANTIOCH, TN 37013 | AFLAC | $37 | — | $37 | 0.00% |
| SHAMON D THOMPSON3 | 2743 S SANDPIPER AVE ONTARIO, CA 91761 | AFLAC | $35 | — | $35 | 0.00% |
| MARY NANTKER3 | 164 E 6TH ST NATALIA, TX 78059 | AFLAC | $34 | — | $34 | 0.00% |
| RMANN GROUP INC3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29577 | AFLAC | $33 | — | $33 | 0.00% |
| RONALD I MARTINDALE3 | 3400 INLAND EMPIRE BLVD STE 101 ONTARIO, CA 91764 | AFLAC | $33 | — | $33 | 0.00% |
| ROBERT C WAITE3 | 1277 BREAKWAY DR OCEANSIDE, CA 92057 | AFLAC | $31 | — | $31 | 0.00% |
| DAVID J REESOR3 | 2220 E ROUTE 66 STE 215 GLENDORA, CA 91740 | AFLAC | $25 | $6 | $31 | 0.00% |
| SETH JAFFE3 Filed as: SETH L JAFFE | 4127 E MASSACHUSETTS ST LONG BEACH, CA 90814 | AFLAC | $30 | — | $30 | 0.00% |
| AARON D MCGOVERN3 | 1794 AVENIDA REGINA SAN MARCOS, CA 92069 | AFLAC | $29 | — | $29 | 0.00% |
| DAVID A APFFEL3 | 244 WOODHAVEN DR COPLEY, OH 44321 | AFLAC | $28 | — | $28 | 0.00% |
| LABAN MATTHEW SPALDING3 | 4297 KLUMP AVE STUDIO CITY, CA 91602 | AFLAC | $27 | — | $27 | 0.00% |
| GEORGE PEREZ3 | 2097 NAVARRO AVE ALTADENA, CA 91001 | AFLAC | $26 | — | $26 | 0.00% |
| SHAWN M GLENN3 | 1604 VIA TULIPAN SAN CLEMENTE, CA 92673 | AFLAC | $25 | — | $25 | 0.00% |
| DAVIS & GRAEBER INS SERV INC3 | 470 E HIGHLAND AVE REDLANDS, CA 92373 | AFLAC | $25 | — | $25 | 0.00% |
| GEORGE HUDSON3 | 3916 N POTSDAM AVE #1224 SIOUX FALLS, SD 57104 | AFLAC | $24 | — | $24 | 0.00% |
| RONALD B SALMON3 | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $21 | — | $21 | 0.00% |
| AXEL DUBON3 | 2877 WOODSORREL DR CHINO HILLS, CA 91709 | AFLAC | $19 | — | $19 | 0.00% |
| JOESPH H FERRELL3 | 709 WEST FERN AVE REDLANDS, CA 92373 | AFLAC | $19 | — | $19 | 0.00% |
| DAVID J REESOR3 | 1615 WILSON AVE UPLAND, CA 91784 | AFLAC | $16 | — | $16 | 0.00% |
| MARIA H SANCHEZ3 | 14471 CEDAR ST HESPERIA, CA 92344 | AFLAC | $12 | — | $12 | 0.00% |
| BRENDAN W DEASY3 | 534 W 7TH AVE WEST HOMESTEAD, PA 15120 | AFLAC | $12 | — | $12 | 0.00% |
| SPALDING GROUP ENTERPRISES3 | 4297 KLUMP AVE STUDIO CITY, CA 91602 | AFLAC | $9 | $3 | $12 | 0.00% |
| GARY W WARE JR3 | 2306 VALLEYBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $11 | — | $11 | 0.00% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $11 | — | $11 | 0.00% |
| MIRIAM F HUNGERFORD3 | 33622 HOLTZ HILL RD DANA POINT, CA 92629 | AFLAC | $10 | — | $10 | 0.00% |
| VANZANTEN INSURANCE SERVICES INC3 | 33530 PAUBA RD TEMECULA, CA 92592 | AFLAC | $8 | — | $8 | 0.00% |
| ERNESTO T GONZALEZ3 | 22720 CANYON VIEW DR CORONA, CA 92883 | AFLAC | $8 | — | $8 | 0.00% |
| CA INS MARKETING SERVICE3 | 685 CARNEGIE DR STE 265 SAN BERNARDINO, CA 92408 | AFLAC | $8 | — | $8 | 0.00% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 100 N FIRST ST STE 301 BURBANK, CA 91502 | AFLAC | $7 | — | $7 | 0.00% |
| AMANDA BATES3 Filed as: AMANDA M BATES | 578 HAZELWOOD AVE PITTSBURG, PA 15207 | AFLAC | $7 | — | $7 | 0.00% |
| MANDELBAUM INSURANCE SERVICES LLC3 | PO BOX 480350 LOS ANGELES, CA 90048 | AFLAC | $7 | — | $7 | 0.00% |
| STEPHANIE HUGHES3 | 3400 INLAND EMPIRE BLVD STE 101 ONTARIO, CA 91764 | AFLAC | $6 | — | $6 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: KEENAN & ASSOCIATES | 2355 CRENSHAW BLVD STE 200 TORRANCE, CA 90501 | AFLAC | $6 | — | $6 | 0.00% |
| ERNESTO T GONZALEZ3 | 10653 W LEILANI DR BOISE, ID 83709 | AFLAC | $6 | — | $6 | 0.00% |
| KEVIN WAYNE FRAZIER3 | 1651 E 70TH ST PMB 236 SHREVEPORT, LA 71105 | AFLAC | $5 | — | $5 | 0.00% |
| SCOTT W BLACKSHEAR3 | 3453 CATHRYN DR COLUMBUS, GA 31906 | AFLAC | $5 | — | $5 | 0.00% |
| JOHN PATTON3 | 13497 EAGLE NEST CT CORONA, CA 92880 | AFLAC | $4 | — | $4 | 0.00% |
| HEATHER BARTLEY3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | — | $4 | 0.00% |
| MORGAN E PETTIT3 | 115 SEWICKLEY FARM CIR MARS, PA 16046 | AFLAC | $4 | — | $4 | 0.00% |
| CA INS MARKETING SERVICE3 | 22421 BARTON RD 372 GRAND TERRACE, CA 92313 | AFLAC | $4 | — | $4 | 0.00% |
| SPALDING GROUP ENTERPRISES3 | 29404 QUAIL RUN DR AGOURA HILLS, CA 91301 | AFLAC | $4 | — | $4 | 0.00% |
| KEVIN WAYNE FRAZIER3 | 8437 TUTTLE AVE PMB 256 SARASOTA, FL 34243 | AFLAC | $4 | — | $4 | 0.00% |
| JOSE BECERRA3 | 205 W CARLTON ST ONTARIO, CA 91762 | AFLAC | $3 | — | $3 | 0.00% |
| TODD V MASON3 | 6164 LAWRENCE ST CYPRESS, CA 90630 | AFLAC | $3 | — | $3 | 0.00% |
| BARRY MCPHERSON INC3 | 2211 MICHELSON DR STE 1150 IRVINE, CA 92612 | AFLAC | $3 | — | $3 | 0.00% |
| JOSEPH A BUZZELLO3 | 9018 BALBOA BLVD STE 254 NORTHRIDGE, CA 91325 | AFLAC | $2 | — | $2 | 0.00% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $2 | — | $2 | 0.00% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $1 | — | $1 | 0.00% |
| AMANDA M GRIFFITH3 | 11400 SE 8TH ST STE 375 BELLEVUE, WA 98004 | AFLAC | $1 | — | $1 | 0.00% |
| OWEN JOHNSTON3 | 796 N HART ST ORANGE, CA 92867 | AFLAC | $1 | — | $1 | 0.00% |
| DALE I DAVIS3 | 5892 CEDARCREEK LN LEXINGTON, KY 40515 | AFLAC | $1 | — | $1 | 0.00% |
| MARIAN E LENCIONI3 | 1109 W 9TH ST UPLAND, CA 91786 | AFLAC | $0 | — | $0 | 0.00% |
| DALE I DAVIS3 | 1856 TRAVELLER RD LEXINGTON, KY 40504 | AFLAC | $0 | — | $0 | 0.00% |
| DAVID D AINGE3 | 3838 UPPER DR LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $107K | — | $107K | 12.00% |
| MARSH & MCLENNAN AGENCY LLC3 | THE BENEFIT PLANNING GROUP 2301 SUGAR BUSH RD, #600 RALEIGH, NC 27612 | STANDARD INSURANCE COMPANY | $89K | — | $89K | 9.97% |
| DAVID D AINGE3 | 3838 UPPER DR LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $76K | — | $76K | 12.00% |
| MARSH & MCLENNAN AGENCY LLC3 | THE BENEFIT PLANNING GROUP 2301 SUGAR BUSH RD #600 RALEIGH, NC 27612 | STANDARD INSURANCE COMPANY | $62K | — | $62K | 9.91% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: ADVENTIST RISK MANAGEMENT | 12501 OLD COLUMBIA PIKE SILVER SPRING, MD 209046601 | RELIASTAR LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.00% |
| PSA FINANCIAL, INC.3 | 11311 MCCORMICK RD 5 FL HUNT VALLEY, MD 210311004 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,019 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,026 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | AFLAC | 3,156 | $2.0M |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 1,138 | $1.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 916 | $3.3M |
| Other(2 contracts, 2 carriers) | AFLAC | 3,156 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.