| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID DONALD AINGE3 | 16869 SW 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $248K | — | $248K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3400 CROASDAILE DRIVE STE 206 DURHAM, NC 27705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $73K | $42K | $115K | 7.91% |
| DOUGLAS J SUCHECKI3 | 3850 VINE ST SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $28K | $154 | $28K | 3.90% |
| JAMES M PITZ3 Filed as: JAMES R LANDINGHAM | 23678 PIEDRAS RD PERRIS, CA 92570 | AFLAC | $13K | $500 | $13K | 1.81% |
| JEFFREY T JOHNSON3 | 15590 SYRACUSE LN FONTANA, CA 92336 | AFLAC | $13K | — | $13K | 1.75% |
| VALERIE LOGAN3 | 11093 RAYMOND RD MORENO VALLEY, CA 92555 | AFLAC | $12K | $33 | $12K | 1.71% |
| JILL A FREEHLING3 Filed as: JILL A FREEHING | 1123 VIA BARCELONA REDLANDS, CA 92374 | AFLAC | $8K | — | $8K | 1.14% |
| JAMES M PITZ3 Filed as: JAMES R LANDINGHAM | 28750 LEXINGTON RD TEMECULA, CA 92591 | AFLAC | $7K | $160 | $7K | 0.97% |
| DANIEL MARTIN BREDESON3 | 641 HIGUERA ST SUITE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $7K | — | $7K | 0.94% |
| CYNTHIA JAYNE GOODNICK3 | 8880 BENSON AVE SUITE 106 MONTCLAIR, CA 91763 | AFLAC | $7K | $9 | $7K | 0.90% |
| JOSE M ROMERO3 | 9398 STONE CANYON RD CORONA, CA 92883 | AFLAC | $6K | — | $6K | 0.81% |
| DAWN T SUCHECKI3 | 3850 VINE ST SUITE 130 RIVERSIDE, CA 92507 | AFLAC | $6K | — | $6K | 0.76% |
| MARK D GOLDEN3 | 10370 HEMET ST. SUITE 210 RIVERSIDE, CA 92503 | AFLAC | $3K | — | $3K | 0.46% |
| KATHLEEN LEININGER INS SERVICES INC3 | 8880 BENSON AVE SUITE 106 MONTCLAIR, CA 91763 | AFLAC | $3K | $2 | $3K | 0.39% |
| JOHN C MILNER3 | 2445 OAK AVE CORONA, CA 92882 | AFLAC | $3K | — | $3K | 0.36% |
| JULIUS ROBERT BOTELHO3 | PO BOX 7814 REDLANDS, CA 92375 | AFLAC | $3K | — | $3K | 0.35% |
| RONALD I MARTINDALE3 | 1242 N SAN DIMAS CANYON RD. SAN DIMAS, CA 91773 | AFLAC | $2K | $23 | $2K | 0.30% |
| JOHN C WILLY3 | 4850 SAN JOSE ST APT 160 MONTCLAIR, CA 91763 | AFLAC | $2K | $26 | $2K | 0.21% |
| TERRANCE M LUCZAJ3 | 1201 MAIN ST SUITE 2300 COLUMBIA, SC 29201 | AFLAC | $1K | — | $1K | 0.14% |
| TERRANCE M LUCZAJ3 | 255 E RINCON STREET SUITE 110 CORONA, CA 92879 | AFLAC | $936 | — | $936 | 0.13% |
| JENNIFER L JOHNSON3 | 1336 STONEGATE LN SAN BERNARDINO, CA 92407 | AFLAC | $876 | — | $876 | 0.12% |
| THE HORTON GROUP3 Filed as: VERNA M HORTON | 2536 FOREST LK SANTA ANA, CA 92705 | AFLAC | $731 | — | $731 | 0.10% |
| MARVIN L FORTMAN3 | 1044 GREENWAY CT ALTOONA, IA 50009 | AFLAC | $716 | — | $716 | 0.10% |
| DARLENE L RYLAND3 | 2951 VIA MILANO UNIT 108 CORONA, CA 92879 | AFLAC | $666 | — | $666 | 0.09% |
| TIFFANY ANNE KING3 | 9034 E EASTER PL SUITE 202 CENTENNIAL, CO 80112 | AFLAC | $487 | $3 | $490 | 0.07% |
| ACQUANETTA D GOSLEE3 | 53 CORTE MADERA LAKE ELSINORE, CA 92532 | AFLAC | $458 | — | $458 | 0.06% |
| ANDREW R GRETHEL3 | 600 S HIDDEN VALLEY RD #150 CARLSBAD, CA 92011 | AFLAC | $401 | $3 | $404 | 0.06% |
| CYNTHIA LEE MACK MILLER3 | 3015 SHADID DR COLTON, CA 92324 | AFLAC | $279 | — | $279 | 0.04% |
| KRISTEN NICOLE GLENN3 | 1604 VIA TULIPAN SAN CLEMENTE, CA 92673 | AFLAC | $183 | — | $183 | 0.03% |
| MARY NANTKER3 | 164 E 6TH ST NATALIA, TX 78059 | AFLAC | $171 | — | $171 | 0.02% |
| CLINT D SALMON3 | 34 DOWNFIELD WAY TRABUCO CANYON, CA 92679 | AFLAC | $159 | — | $159 | 0.02% |
| MATHEW PAULUS3 Filed as: MATHEW D PAULUS | 100 TENNESSEE ST APT 1 REDLANDS, CA 92373 | AFLAC | $151 | — | $151 | 0.02% |
| CYNTHIA B GOLDEN3 | 27500 BOTTLE BRUSH WAY MURRIETA, CA 92562 | AFLAC | $124 | — | $124 | 0.02% |
| NANCY L BOTELHO3 Filed as: NANCY BOTELHO | PO BOX 7814 REDLANDS, CA 92375 | AFLAC | $104 | — | $104 | 0.01% |
| NORMA ALICIA MIRANDA3 | 30955 AVENIDA LOS NINOS CATHEDRAL CITY, CA 92234 | AFLAC | $103 | — | $103 | 0.01% |
| KIM V JETTON INSURANCE SERVICES INC3 | PO BOX 1200 RANCHO CUCAMONGA, CA 91729 | AFLAC | $103 | — | $103 | 0.01% |
| GEORGE HUDSON3 | 58335 ARCADIA TRL YUCCA VALLEY, CA 92284 | AFLAC | $71 | — | $71 | 0.01% |
| TOMMY C FLEESON3 | 1300 SHETTER AVE APT 1041 JACKSONVILLE BEACH, FL 32250 | AFLAC | $69 | — | $69 | 0.01% |
| PEGGY K SALMON3 | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $61 | — | $61 | 0.01% |
| MARCELA YOLANDA SOTELO MALDONADO3 | 4390 MERRILL AVE RIVERSIDE, CA 92506 | AFLAC | $60 | — | $60 | 0.01% |
| RICHARD M GITMED3 | 80113 MARAMAR DR INDIO, CA 92203 | AFLAC | $58 | — | $58 | 0.01% |
| HEATHER A. GRAHAM3 Filed as: HEATHER A GRAHAM | 49465 PARK AVE MORONGO VALLEY, CA 92256 | AFLAC | $53 | — | $53 | 0.01% |
| JOY E GUNDERSON3 | 4531 VALLECITO LN YORBA LINDA, CA 92886 | AFLAC | $43 | — | $43 | 0.01% |
| AXEL DUBON3 | 2877 WOODSORREL DR CHINO HILLS, CA 91709 | AFLAC | $37 | — | $37 | 0.01% |
| MARIAN E LENCIONI3 Filed as: MARIAN LENCIONI | 1109 W 9TH ST UPLAND, CA 91786 | AFLAC | $34 | — | $34 | 0.00% |
| JOESPH H FERRELL3 | 709 WEST FERN AVE REDLANDS, CA 92373 | AFLAC | $31 | — | $31 | 0.00% |
| DAVIS & GRAEBER INS SERV INC3 Filed as: DAVIS & GRAEBER INS SVC INC | 470 E HIGHLAND REDLANDS, CA 92373 | AFLAC | $28 | — | $28 | 0.00% |
| SHAWN M GLENN3 | 1604 VIA TULIPAN SAN CLEMENTE, CA 92673 | AFLAC | $27 | — | $27 | 0.00% |
| RONALD B SALMON3 | 2203 AVENIDA OLIVA SAN CLEMENTE, CA 92673 | AFLAC | $23 | — | $23 | 0.00% |
| ERNESTO GONZALEZ3 Filed as: ERNESTO GONZALEZ INS SERVICES CORP | 1618 SANTILLAN AVE SANTA MARIA, CA 93458 | AFLAC | $23 | — | $23 | 0.00% |
| CHRISTOHPER S DISBROW3 | 10981 LOYOLA CT RANCHO CUCAMONGA, CA 91701 | AFLAC | $22 | — | $22 | 0.00% |
| SHANE M OWEN3 Filed as: SHANE CRAIG DAVISON | 1300 SHETTER AVE APT 4202 JACKSONVILLE BEACH, FL 32250 | AFLAC | $22 | — | $22 | 0.00% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $21 | — | $21 | 0.00% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $20 | — | $20 | 0.00% |
| VANZANTEN INSURANCE SERVICES INC3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $20 | — | $20 | 0.00% |
| JOSE BECERRA3 | 205 W CARLTON ST ONTARIO, CA 91762 | AFLAC | $15 | — | $15 | 0.00% |
| MARK J WOOD3 | 315 W HACIENDA DR CORONA, CA 92882 | AFLAC | $15 | — | $15 | 0.00% |
| CA INS MARKETING SERVICE3 | 685 E CARNEGIE DR SUTIE 265 SAN BERNARDINO, CA 92408 | AFLAC | $14 | — | $14 | 0.00% |
| CONI S STOKELY3 | PO BOX 196 BRAWLEY, CA 92227 | AFLAC | $14 | — | $14 | 0.00% |
| MARIA H SANCHEZ3 | 14471 CEDAR ST HESPERIA, CA 92344 | AFLAC | $13 | — | $13 | 0.00% |
| GARY W WARE JR3 | 2306 VALLEYBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $12 | — | $12 | 0.00% |
| DAVE COOPER3 | 2010 SWANSON AVE APT 17 LAKE HAVASU CITY, AZ 86403 | AFLAC | $11 | — | $11 | 0.00% |
| SANDRA PEREZ MORALES3 | 959 J ST BRAWLEY, CA 92227 | AFLAC | $11 | — | $11 | 0.00% |
| JANICE M ADAMSON3 | 495 E RINCON ST STE 212 CORONA, CA 92879 | AFLAC | $11 | — | $11 | 0.00% |
| MIRIAM F HUNGERFORD3 | 33622 HOLTZ HILL RD DANA POINT, CA 92629 | AFLAC | $10 | — | $10 | 0.00% |
| GREG KUSTER3 | 26187 WINDEMERE WAY MORENO VALLEY, CA 92555 | AFLAC | $6 | — | $6 | 0.00% |
| SIRANOUSH SARA MKRTCHIAN3 | 2001 E FINANCIAL WAY SUITE 201 GLENDORA, CA 91741 | AFLAC | $6 | — | $6 | 0.00% |
| SIRANOUSH SARA MKRTCHIAN3 | 11014 LORENE ST WHITTIER, CA 90601 | AFLAC | $6 | — | $6 | 0.00% |
| SETH JAFFE3 | 4127 E MASSACHUSETTS ST LONG BEACH, CA 90814 | AFLAC | $6 | — | $6 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $5 | — | $5 | 0.00% |
| DAVID A APFFEL3 | 504 RANDALL RD BALLSTON SPA, NY 12020 | AFLAC | $5 | — | $5 | 0.00% |
| SCOTT W BLACKSHEAR3 | 3453 CATHRYN DR COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.00% |
| DAVID J REESOR3 | 2001 E FINANCIAL WAY SUITE 201 GLENDORA, CA 91741 | AFLAC | $2 | — | $2 | 0.00% |
| GUINETH ANN REED3 | 3350 SHELBY ST STE 200 ONTARIO, CA 91764 | AFLAC | $2 | — | $2 | 0.00% |
| KAREN M HUGHES3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $1 | — | $1 | 0.00% |
| AMANDA M GRIFFITH3 | 11400 SE 8TH STREET #375 BELLEVUE, WA 98004 | AFLAC | $0 | — | $0 | 0.00% |
| DAVID DONALD AINGE3 | 16869 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $63K | — | $63K | 9.97% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST, PLAZA 2 250 PEHLE AVE #400 SADDLE BROOK, NJ 07663 | STANDARD INSURANCE COMPANY | $31K | — | $31K | 4.98% |
| DAVID DONALD AINGE3 | 16869 SW 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $65K | — | $65K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3400 CROASDAILE DR STE 206 DURHAM, NC 27705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | $11K | $30K | 7.93% |
| DAVID DONALD AINGE3 | 16869 SW 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $60K | — | $60K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3400 CROASDAILE DR STE 206 DURHAM, NC 27705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | $10K | $28K | 7.87% |
| DAVID DONALD AINGE3 | 16869 SW 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $32K | — | $32K | 17.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 3400 CROASDAILE DR STE 206 DURHAM, NC 27705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $5K | $15K | 7.78% |
| DAVID DONALD AINGE3 | 16869 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $22K | — | $22K | 11.96% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST PLAZA 2 250 PEHLE AVE #400 SADDLE BROOK, NJ 07663 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 4.98% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: ADVENTIST RISK MANAGEMENT | 12501 OLD COLUMBIA PIKE SILVER SPRING, MD 209046601 | RELIASTAR LIFE INSURANCE COMPANY | $5K | $0 | $5K | 3.00% |
| PSA FINANCIAL, INC.3 | 11311 MCCORMICK RD 5 FL HUNT VALLEY, MD 210311004 | RELIASTAR LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.86% |
| PSA FINANCIAL, INC.3 | 11311 MCCORMICK RD 5 FL HUNT VALLEY, MD 210311004 | RELIASTAR LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.00% |
| DAVID DONALD AINGE3 | 16869 65TH AVE STE 210 LAKE OSWEGO, OR 97035 | STANDARD INSURANCE COMPANY | $15K | — | $15K | 11.96% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST, PLAZA 2 250 PEHLE AVE #400 SADDLE BROOK, NJ 07663 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,698 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,708 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(5 contracts, 4 carriers) | AFLAC | 3,361 | $1.6M |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 1,007 | $849K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 741 | $2.1M |
| Other(5 contracts, 3 carriers) | AFLAC | 3,361 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.