| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 5605 CARNEGIE BOULEVARD STE 300 CHARLOTTE, NC 28209 | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | $167K | — | $167K | 4.36% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PRIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $35K | — | $35K | 8.18% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $5K | — | $5K | 1.17% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PRIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $30K | — | $30K | 8.22% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $5K | — | $5K | 1.33% |
| MARSH & MCLENNAN AGENCY LLC | 1031 W 4TH AVE STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47K | — | $47K | 19.41% |
| MARSH & MCLENNAN AGENCY LLC | 1031 W 4TH AVE STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | — | $28K | 11.70% |
| SIMONE A HITE Filed as: SIMONE A COOK | 2114 E WAYLAND ST SPRINGFIELD, MO 658043368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $417 | — | $417 | 0.17% |
| SIMONE A HITE | 2114 E WAYLAND ST SPRINGFIELD, MO 658043368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.03% |
| ZACHARY L SMITH | 319 N. MAIN AVE SUITE 130 SPRINGFIELD, MO 65806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.02% |
| PADGETT S SMITH LLC | 1615 S INGRAM MILL RD UNIT C SPRINGFIELD, MO 65804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.01% |
| SEFORA BILLUPS | 410 HALL RD MACOMB, MO 65702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNON AGENCY | 5605 CARNEGIE BOULEVARD SUITE 300 CHARLOTTE, NC 28209 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $21K | — | $21K | 9.28% |
| MARSH & MCLENNAN AGENCY LLC | 755 W. BIG BEAVER RD SUITE 2300 TROY, MI 48084 | KAISER PERMANENTE | $7K | — | $7K | 3.13% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PIMA RD STE210 SCOTTSDALE, AZ 85255 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $11K | — | $11K | 9.68% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNON AGENCY | PO BOX 12748 ROANOKE, VA 24028 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $2K | — | $2K | 1.36% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | PO BOX 350 CONSHOHOCKEN, PA 19428 | VSP | $2K | — | $2K | 2.51% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 1 SOUTH JEFFERSON STREET ROANOKE, VA 24011 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $264K | — | $264K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,688 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,691 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | 480 | $4.0M |
| Dental(3 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 480 | $393K |
| Vision(2 contracts, 2 carriers) | ELAN | 774 | $268K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,593 | $430K |
| Short-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 691 | $355K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,593 | $364K |
| Prescription drug(3 contracts, 3 carriers) | BLUECROSS BLUE SHIELD OF SOUTH CAROLINA | 480 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,593 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.